CRE Risk Analyst
- Hiring from
- United States
- Work type
- Hybrid
- Posted
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CRE Risk Analyst
Who We Are
Renovo Financial is a dynamic and fast-growing private lender and mortgage servicer based in Chicago, dedicated to partnering with real estate investors who acquire and renovate single and multi-family residential properties. We take pride in delivering exceptional support to our clients, guiding them seamlessly from loan application to pay off with a commitment to unparalleled service. Our focus on reliability and a “win-win” approach has earned us an industry-leading repeat and referral rate, reflecting the strong relationships we build with our clients.
Position Summary
The CRE Risk Analyst supports the ongoing oversight and risk management of Renovo’s Residential CRE loan portfolio across bridge and term loan products. This role is responsible for monitoring loan compliance, borrower performance, and asset-level risk, ensuring adherence to credit policy and loan structure throughout the life of each loan.
The CRE Risk Analyst conducts asset and portfolio level analysis, supports underwriting and loan modifications, and serves as a primary point of contact for performing borrowers. Working closely with Asset Management and internal stakeholders, this position helps identify, assess, and mitigate emerging risks across the portfolio.
Responsibilities
- Manage ongoing oversight of the full Residential CRE loan portfolio (bridge and term), ensuring adherence to credit policy, loan structure, and risk parameters
- Work directly with borrowers to complete covenant monitoring and compliance tracking, including financial reporting requirements, liquidity tests, completion milestones, and performance triggers
- Conduct asset-level and borrower-level analysis, evaluating project progress, sponsor performance, operating trends, and emerging risk factors
- Prepare portfolio-level risk analysis and reporting, including concentration analysis, exposure monitoring, trend identification, and risk escalation
- Support loan underwriting and modification activity, including extensions, amendments, and refinance evaluations
- Serve as a primary point of contact for performing borrower communication, providing project updates, monitoring construction progress, and coordinating resolution of issues
- Review and analyze construction draws in close partnership with the Asset Management team to ensure budget adherence, completion status, and risk mitigation
- Review borrower concentration and exposure considerations for accounts that have Residential CRE exposure in addition to other non-CRE products
- Perform ongoing third-party surveillance of key accounts including lien searches, credit monitoring and review of servicing information such as taxes and insurance compliance
What We Look For
- Bachelor’s degree in Finance, Real Estate, Accounting, Economics, or a related discipline
- 5+ years of experience in portfolio management, credit analysis, asset management, or real estate lending, preferably within RTL, multifamily, or construction focused lending
- Strong understanding of credit risk metrics, including LTV, LTC, DSCR, debt yield, sponsor liquidity, and covenant structures
- Demonstrated ability to analyze financial statements, borrower financials, project budgets, and construction schedules
- Experience with loan extensions, modifications, and ongoing asset surveillance across active portfolios
- Strong written and verbal communication skills, with the ability to interact directly with borrowers and internal stakeholders
- Proficiency in Excel and Microsoft Office, with experience using loan servicing systems or CRM platforms (e.g., Salesforce) preferred
At Renovo, we’re building a team that reflects a wide range of backgrounds, perspectives, and skills because we believe diverse voices make us stronger. We’re proud to be an equal opportunity employer and welcome applicants of all identities and experiences.
