Credit Manager (gn) full-time / part-time (hybrid)
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- Germany
- Work type
- Hybrid
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Credit Manager (gn) full-time / part-time (hybrid)
Your job at DKV Mobility? As part of a leading European B2B platform for on-the-road payment solutions, you will work in an exciting environment. Our tasks are defined by our Purpose: To drive the transition towards an efficient and sustainable future of mobility. We offer you numerous opportunities to help shape the mobility of tomorrow in a dynamic and agile environment. Our approximately 2,700 employees throughout Europe are united by a common passion: to give their best every day for our customers in more than 50 countries. True to our claim: You drive, we care. Become part of our diverse, dedicated and unique team!
Would you like to
actively manage financial risks, make well-founded credit decisions, and work
closely with Sales and external partners? Then join our Credit Management team!
You can look forward to a responsible role with plenty of scope to make an impact,
a diverse customer base, and close collaboration with different departments and
partners.
As part of our team,
you will take on the following responsibilities:
- You assess and monitor the creditworthiness of prospects and existing customers, handle legal cases within the DKV organization, and work primarily with CAM / CAM Reversy, SAP, and BW
- You perform credit checks, independently make decisions on credit and customer limits within your delegated authority, and analyze customer exposures to identify credit and default risks at an early stage and derive appropriate risk mitigation measures.
- You monitor payment agreements, deadlines, and due dates, ensure the consistent handling of critical customer exposures, and are responsible for reviewing, managing, and realizing collateral, including the related correspondence.
- You advise our Sales organizations on creditworthiness, credit limits, and risk-related matters and work closely with trade credit insurers, lawyers, and debt collection agencies.
- When required, you represent Credit Management in person with Sales organizations, selected customers, and external partners, communicating primarily in English. You also support team and department management in the further development of policies, rules, and decision-making logic within CAM / CAM Reversy.
- You contribute your Credit Management expertise to projects, process optimization initiatives, and special topics, actively drive digitalization, automation, and the use of AI, and use practical experience and feedback to continuously improve our processes and solutions.
- You have several years of professional experience in Credit Management, Credit Risk Management, or a comparable role, as well as solid experience in analyzing corporate creditworthiness and financial statements.
- You are experienced in credit and limit decisions, confidently assess financial risks, and make decisions independently and responsibly within your delegated authority.
- You have knowledge of receivables management as well as legal and insolvency cases, and experience in handling collateral, trade credit insurance, and related risk mitigation mechanisms.
- You demonstrate strong analytical thinking, sound decision-making skills, and a high level of risk awareness, while keeping both commercial and customer-related aspects in mind. You work in a structured and solution-oriented manner, even in complex or time-critical situations.
- You have strong communication and advisory skills, collaborate confidently with Sales, Finance, and internal and external partners, and have a strong affinity for digitalization and technology, including an openness to automation and AI-powered solutions.
- You have completed commercial vocational training with relevant further qualifications or hold a degree in business or economics, and have very good German and good English language skills.
We are looking forward to your application and to applicants who enrich our diverse culture! Regardless of age, gender, origin and sexual identity and orientation. Severely disabled applicants will be given preference if equally qualified. This position can be full-time or part-time (min. 30h/week). DKV Mobility is looking for the best talents and knows that these are not always available on a full-time basis. Many of our employees work part-time or in flexible working models. Please talk to us about the flexibility you need during the application process.
Why DKV Mobility? Here are five good reasons...
At DKV Mobility, we are team players - because we are only successful together!
#teamofteams
You should feel welcome with us from the very beginning!
We've been growing for about 90 years
How we do it? We keep adapting our products and business model to meet changing customer needs. That's how we stay mobile and master every challenge the future holds.
There are also many other good reasons to work at DKV Mobility. For example, we offer you comprehensive company health management, parent-child offices (from 2023) and support you in leasing your eBike through our partner Jobrad!
We attach great importance to work-life balance.
We stand for the compatibility of family and career! That's why we offer flexible working hours and family-friendly working time models. In addition, we rely on a balanced mix of on-site meetings and home office.
We support you in your development
We offer you optimal conditions to familiarize yourself so that you can quickly find your way around and become a part of the team! To further your personal development, we offer you access to a modern learning environment - independent of time and location. This way you can also face the challenges of tomorrow!
We are committed to a net-zero future
After reaching our Green Pledge climate target in 2023 by reducing carbon emissions in our own business operations by 50.4% compared to the base year 2019, we set ourselves ambitious net-zero climate targets. The targets have been validated by the Science Based Targets initiative. By 2050, DKV Mobility commits to reach net-zero greenhouse gas emissions across the value chain from a 2022 base year. You want to take climate action? Follow us on our road to net-zero.
We are a certified employer
Our employees trust us. As an employer, we regularly receive awards from independent institutes, e.g. as Top Employer Germany and as Great Place to Work!
Did you know that we have received several awards as an employer in recent years?
Have we made you curious? Then we are looking forward to your application! If you still have open questions then please contact Kartal Bilgic via Kartal.bilgic@dkv-mobility.com.
