About the Role Coinhold / Wallet is a consumer-facing neo-banking and crypto wallet platform serving users at scale. We are building a secure, AI-native financial ecosystem bridging crypto and fiat. We are looking for a CTO to define technical strategy, lead engineering execution, and scale a high-performance product used by millions of users. Location: Remote What You Will Do Own end-to-end technical vision and architecture of a crypto-fiat wallet platform Scale systems for onboarding, payments, custody, swaps, and Web3 assets Lead AI adoption across product: personalization, fraud detection, financial insights, support automation Build and lead a cross-functional engineering organization (backend, mobile, DevOps, data, security) Ensure platform meets global security, compliance (AML/KYC, PCI DSS, GDPR) and reliability standards Drive integrations with banks, PSPs, blockchain networks, and custodians Establish engineering standards, delivery processes, and platform scalability What We're Looking For 7+ years in engineering leadership (CTO / VP Engineering / Head of Engineering) Experience building and scaling consumer fintech or crypto products Strong background in distributed systems, payments, or wallet infrastructure Hands-on experience with crypto custody, multi-chain systems, and transaction flows Proven ability to scale engineering teams (20+ people) Experience delivering AI/ML features in production Strong Plus Deep understanding of AML/KYC, PCI DSS, GDPR compliance Experience with LLMs, AI agents, or personalization systems Background in high-scale mobile-first platforms Experience in regulated fintech or Web3 companies What We Offer Opportunity to build a next-generation AI-powered financial platform High autonomy and direct influence on product and company direction Fast-scaling global engineering environment Strong ownership culture and executive-level impact Remote-first company - work from anywhere in the world Fully flexible working hours Extended time off: 20 paid vacation days + 12 bonus days per year 100% paid sick leave Real impact and ownership in fintech & crypto projects Corporate benefits: EMCD product discounts and mining infrastructure access
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