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Data & Reporting Analyst (Credit Card Risk)

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India
Work type
Remote
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About Us

At Kadel Labs – Startup Studio we built an ecosystem for early-stage founders to help them take their ideas to the next level. The ecosystem consists of in-house product teams, engineers, designers, data scientists, sales & marketing teams, legal experts, taxation, finance and operation heads. We aim to build a cohesive ecosystem, so that your startup runs as a full-fledged business from day 1!

Job Description

About Kadel Labs

Kadel Labs is a deep-tech IT services company delivering high-quality technology solutions since 2017. We specialize in Digital Transformation, Data Engineering, Cloud, AI/ML, and Enterprise Applications, helping global enterprises build scalable and innovative solutions. Kadel Labs is a CMMI Level 3 and ISO 27001:2022 certified organization committed to engineering excellence and customer success.

About the Role: Data & Reporting Analyst (Credit Card Risk)

  • Role Purpose: Own risk data pipelines, portfolio MIS, and recurring risk reporting for the US credit card portfolio.

  • Key Responsibilities
    • Build and maintain automated risk reports and dashboards (delinquency, roll rates, vintage curves, portfolio KPIs)
    • Develop and optimize SQL/Python data pipelines feeding risk analytics and regulatory/management reporting
    • Perform data quality checks, reconciliation, and issue resolution across risk data sources
    • Leverage AI tools/agents to automate reporting workflows and self-serve analytics

  • Role-Specific Skills
    • Strong SQL (complex joins, window functions); Python for automation (pandas)
    • Experience with BI tools (Tableau, Power BI, or similar) preferred
    • Familiarity with credit card data structures: transactions, statements, bureau data, delinquency buckets


Requirements

  • US Credit Card Experience: Hands-on experience supporting US credit card portfolios (issuing side) — e.g., US bank, card issuer, fintech, or captive/GCC supporting a US card business
  • Python / SQL: Strong proficiency in Python and/or SQL for data extraction, analysis, and automation
  • AI / AI Agent Experience (3+ years): More than 3 years of experience working with AI — building or working with AI agents, LLM-based solutions, machine learning models, or AI-driven analytics in a professional setting
  • Excel: Advanced Excel skills, including pivot tables, complex formulas, and building management-ready reports and dashboards
  • Communication: Strong written and verbal English communication; ability to work with US-based stakeholders and overlap with US business hours as needed


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