FINANCE MANAGER (HYBRID) - ZAR 1.2 MILLION pa - FINTECH

Job Description FINANCE MANAGER (HYBRID) - ZAR 1.2 MILLION pa - FINTECH We're Hiring: Financial Manager – FinTech Industry We’re looking for a high-impact Financial Manager to help us scale efficiently - backed by world-class investors, we are expanding rapidly across the continent and need a financial leader who can navigate complexity, drive financial strategy, and support our next phase of growth as a cutting-edge financial technology company. We’re looking for a Financial Manager who thrives in a fast-paced, hands-on environment. As part of our process, we use assessments to spark meaningful technical discussions and see how candidates tackle real-world challenges. We want someone who’s not just strategic but also willing to roll up their sleeves and problem-solve alongside us. If you’re excited by the idea of building and scaling with us, we’d love to chat. BENEFITS: Lead the finance function in a high-growth, tech-driven environment Work alongside innovative co-founders shaping the future Competitive salary + performance incentives A culture that values agility, innovation, and impact Key Responsibilities Core Financial Management Oversee day-to-day accounting, ensuring compliance with local and international standards. Manage month-end, quarter-end, and year-end closes, providing accurate and timely financial reports. Supervise tax compliance and regulatory filings across multiple jurisdictions, optimizing the company's tax position. Coordinate both internal and external audits; maintain strong internal controls to mitigate risks. Cost Allocation & Profitability Develop and implement frameworks for allocating direct and indirect costs at a granular level (e.g., per safe, per customer). Track and analyse profitability across different product lines, markets, and regions. Identify underperforming units or clients and recommend actions to improve margins or discontinue services. Treasury & Payments Management Manage cash flow and working capital, ensuring operational continuity and strategic flexibility. Build relationships with banking partners, payment processors, and other financial institutions across African markets. Oversee cross-border and local payment processes, prioritizing security, speed, and cost-efficiency. Financing & Loan Structuring Propose and evaluate financing strategies (e.g., bank loans, venture debt, asset financing) for product expansion. Negotiate terms with lenders or investors, managing interest rates, collateral requirements, and repayment schedules. Mitigate risks (currency fluctuations, rate volatility) with appropriate financial instruments or hedging strategies. Strategic Financial Planning Collaborate with leadership to assess new market opportunities, create financial models, and guide investment decisions. Define and track key performance indicators (KPIs) that align with the growth objectives. Develop and maintain pricing and profitability strategies in collaboration with product and sales teams. Team Leadership & Development Recruit, mentor, and scale a high-performing finance team capable of supporting multi-market operations. Implement robust financial systems, tools, and technologies to enhance reporting, analytics, and scalability. Foster a culture of continuous improvement and data-driven decision-making. Requirements Registered CA(SA) 5+ years in financial management, preferably in FinTech or fast scaling business Strong experience in financial strategy, reporting and risk management Tech-savvy with a deep understanding of digital finance trends A proactive, problem-solving mindset with exceptional analytical skills A willing attitude