Financial Business Analyst

JOB DESCRIPTION: FINANCIAL BUSINESS ANALYST Sector: Consumer Finance Location: Lagos, Nigeria Grade Level: Grade 7 Report to: FP&A, Manager Career Level: Min 5 years of work experience. ABOUT PAGA Paga is on a mission to enable one billion Africans and millions of SMEs to pay, preserve hard-earned income, participate in global trade, and purchase goods and services at home and abroad. We have built a multicurrency, cloud-based payments and financial services engine that leverages multiple business services built on the same best-in-class infrastructure to serve the ecosystem through three businesses - Paga Engine (Enterprise B2B - www.pagaengine.com); Paga (Consumer - www.Paga.com); and Doroki (SME Retail - www.doroki.com). Paga has three licenses with the Central Bank of Nigeria – mobile money, international remittance, and a microfinance bank. Paga is headquartered out of the United Kingdom and has operating entities in Nigeria, United States, and Ethiopia. Founded in 2009, Paga now serves millions of users and businesses across Africa and beyond. ABOUT THE ROLE We are seeking a highly skilled and detail-oriented Analyst with track record of insightful and prescriptive analysis of business operation and performance. Ability to interact with Big Data and innovative and dynamic approach to analysis. KEY RESPONSIBILITIES Analysis of business unit performance identifying deep lying drivers (primary and secondary) Collaborate with business unit data analyst to evaluate impact of initiatives on performance Prepare Cash based and non-Cash based P&L to determine profitability by Unit and by Country Deliver actionable insights and analytical support to address complex financial questions and challenges from business teams. Generate precise ad-hoc financial reports as requested by the FP & A Manager to support various initiatives. Keep track of outlier events and assess impact of business results Maintain monthly unit economics report by product and business line KEY COMPETENCIES Technical Skills: Proficiency in financial modeling and Excel. Knowledge of macros would be an added advantage. Analytical Skills: Strong quantitative and analytical abilities to interpret financial data and trends. Communication: Excellent interpersonal and communication skills to work effectively with internal teams and external partners. Attention to Detail: High level of accuracy and attention to detail in managing treasury functions and reporting. Problem-Solving: Ability to assess complex financial situations and develop strategic solutions. Leadership: Strong leadership skills with the ability to mentor and manage a small treasury team. KNOWLEDGE AND SKILL REQUIREMENTS Bachelor’s degree in Finance, Economics, Accounting, or a related field. A masters degree or relevant certification (e.g. FMVA) is a plus. Minimum of 5 years of experience in a related role. Advanced computer software skills, including Excel, PowerPoint, and other accounting packages. Must have completed the mandatory NYSC. We are an equal opportunity employer and value diversity and inclusion. We do not discriminate on grounds of colour, race, nationality, religion, age, ethnic origin, disability, gender, marital status, or sexual orientation in our employment practices.