Fractional CPA – Senior Quality of Earnings Reviewer

Fractional CPA – Senior Quality of Earnings Reviewer CPA with serious QoE chops? Help us raise the bar on SBA-focused reports. Review the work, challenge the adjustments, talk to lenders, and put your credentials behind work you trust. Apply Now! Your CPA credentials should mean something. Put them behind work you can stand behind. We’re looking for a US-based CPA with deep Quality of Earnings and transaction advisory experience to provide senior-level review and sign-off on QoE reports. You won’t be building the analysis from scratch. An experienced team handles the financial analysis, workpapers, and initial report drafting. Your role is to challenge the work, strengthen the conclusions, raise the quality bar, and take professional responsibility for the final deliverable when appropriate. Location: US Based - Fully Remote Your Mission: Day to Day Responsibilities Review QoE analysis, supporting documentation, and underlying workpapers Challenge and validate proposed EBITDA/SDE adjustments and add-backs Review normalized earnings, revenue quality, working capital, and financial-statement reconciliations Review cash-proof and supporting financial analysis Confirm conclusions are adequately supported and defensible Provide final technical and editorial review of completed reports Sign or co-sign reports when professionally appropriate Respond to questions from SBA lenders and underwriting teams Participate in occasional lender calls Provide feedback, coaching, and technical guidance to the existing team Help improve QoE templates, methodologies, and quality-control procedures This is not a rubber-stamp role. You’ll need to be sufficiently involved in the review process to be comfortable putting your name and CPA credentials behind the work. Your Toolbox: Skills to be Successful Active US CPA license in good standing Significant Quality of Earnings and/or transaction advisory experience Experience reviewing lower-middle-market acquisitions Strong command of normalized EBITDA/SDE, add-backs, working capital, cash proof, revenue quality, and financial-statement reconciliation Ability to thoroughly review underlying workpapers and take professional responsibility for the final report Comfortable signing or co-signing reports when professionally appropriate Strong communication skills with lenders and underwriting teams US-based and available during normal US business hours Strongly preferred: Experience with SBA 7(a) acquisition transactions Background in accounting, transaction advisory, or financial due diligence Familiarity with new SBA QoE requirements taking effect October 1, 2026 Experience supervising offshore or distributed analyst teams Experience improving templates, methodologies, and QC processes Your Perks: What's in it for you Fractional, project-based engagement—hourly or per project Start with a few engagements per month and scale as volume grows Work alongside an experienced analysis and project-management team Focus your time on senior review, judgment, and quality—not rebuilding analysis from scratch Opportunity to help shape the methodology and QC standards of a growing SBA-focused QoE practice Flexible recurring work without a full-time commitment Why Adaptive Teams? At Adaptive Teams, we don’t just fill positions – we create pathways to success. Whether you’re a seasoned pro or just starting out, we’re here to help you grow, innovate, and make an impact. If you’re looking for exciting opportunities and, a team that’s as passionate as you are, this is the place to be. What to Expect from Our Application Process? Once you apply, you’ll receive an email guiding you through the next steps, including an assessment tailored to the role. Be sure to check your inbox (and your spam folder , just in case) for further instructions. We understand your time is valuable , so we strive to keep the assessment process under 45 minutes whenever possible, though some roles may require a slightly longer time investment. Once selected, you’ll have the chance to schedule your first interview with our team. We aim to make the process as smooth and transparent as possible, so you’ll always know where you stand. Department Finance Locations United States Remote status Fully Remote Employment type Contract About Adaptive Teams Adaptive Teams is proud to be part of a group of companies founded by Nate Ginsburg, built with a two-fold mission: to discover and empower amazing talent while building strong, connected communities all around the world. This vision drives everything we do, from the way we recruit to how we encourage collaboration across global teams. It’s not just about finding the right people for the job; it’s about creating meaningful work that contributes to something bigger. When you join Adaptive Teams, you’re stepping into a network that believes in the power of talent and community. We seek out individuals who are passionate, skilled, and ready to contribute to a larger purpose. Our projects allow you to showcase your abilities while making real connections across industries and geographies. Working with us means being part of a company that is committed to your growth and building thriving communities worldwide. If you’re looking to advance your career in an environment that values innovation and collaboration, Adaptive Teams is where you can truly flourish. Founded in 2023 Applicant tracking system by Teamtailor