Head of Legal & Compliance @HeyBlu

Head of Legal & Compliance @HeyBlu

Our Mission: HeyBlu is a Romanian e-money licensed fintech company that aims to provide financial services to customers and merchants operating in the e-commerce space. Our vision is to increase the financial power of e-commerce buyers & sellers, making a positive impact in their everyday lives. We do this by extending the purchasing power of retail shoppers in easy and convenient ways, while also helping e-commerce merchants with the capital needed to grow their business.

Being part of eMAG group, the largest e-commerce player in Romania, HeyBlu is focusing on building a financial offering for customers and merchants operating within the eMAG ecosystem by implementing an “embedded finance” approach. As part of the global Prosus group, we share the same purpose: “Improving everyday life for billions of people through technology”. In the HeyBlu team we are building an entrepreneurial, results-driven, agile, and collaborative culture based on the core values we share across the group: ownership, accountability, innovation, adaptability and customer focus.

What you’ll have to do:

• Lead and coordinate all legal and compliance activities of the company, including managing high-performing legal and compliance team;
• Drive legal strategy aligned with business objectives and growth plans;
• Champion compliance culture throughout the organization;
• Partner with product teams to enable innovative financial solutions by providing legal assistance in developing new product concepts;
• Collaborate with all divisions and departments to ensure compliance with regulations;
• Actively manage relationships with local regulators and industry associations;
• Issue opinions regarding the design of standard contractual documentation and other documents with legal specificity (norms, procedures and other documents for the financial products in the portfolio);
• Follow the national and European legislative changes, to update the characteristics of the products and to signal the corresponding changes in flow/procedures;
• Ensure the secretariat of the meetings of the General Meeting of Shareholders/Board of Directors or other management bodies;
• Ensure the representation and support of the company's interests in conciliations, before the courts at all levels as well as in relations with public authorities;
• Become a legal lead for financial services within the eMAG Group.

What Will You Bring to the Table?

• University law degree;
• At least 5-7 years of experience in the financial-banking field (bank, fintech or law firm with experience working for clients from financial sector);
• Knowledge of financial services’ regulatory landscape, payments, consumer financial products and services, digital channels covering:
  o eMoney and Payment Services: deep understanding of PSD2, electronic payment frameworks and practical business models implementing PSD2 frameworks;
  o Credit Services: deep understanding of legal framework for offering consumer credit and merchant lending products;
  o AML/CTF Compliance: knowledge of Anti-Money Laundering and Counter-Terrorism Financing regulations;
  o Consumer Protection: experience with financial services regulations and consumer contracts;
  o Data Protection: understanding of GDPR compliance and data privacy frameworks;
  o Regulatory Relations: ability to build and manage relationships with supervisory and control authorities;
  o International Sanctions: knowledge of sanctions laws and implementation procedures;
• Fluent in English;
• Experience with digital and e-commerce financial products is a plus;
• Proven experience advising financial institutions on contracts with consumers, entrepreneurs and external service providers/vendors;
• Entrepreneurial and results-oriented, with the ability to identify opportunities and drive business impact;
• Strong ownership mindset, combining accountability, adaptability, and sound risk-based decision-making;
• Innovation-focused, leveraging technology and RegTech solutions to address business and regulatory challenges;
• Excellent communication, planning, and problem-solving skills, with the ability to influence stakeholders and deliver outcomes.

#executive