Junior AML Analyst

Join COLIBRIX ONE – Innovating the Future of Payments

At COLIBRIX ONE*, we’re building advanced, AI-powered payment technologies that support Payment Service Providers (PSPs), Electronic Money Institutions (EMIs), and neobanks across the EU and the UK. As a fully licensed Electronic Money Institution (FCA Reference No. 927920) and holder of a Financial Institution Licence issued by the MFSA, as well as a principal member of both VISA and Mastercard, we provide comprehensive, real-world financial solutions that include:

• Global card processing
• Digital wallet infrastructure
• Cross-border merchant accounts
• Alternative payment methods (APMs)
• Corporate accounts for legal entities

We’re a fast-growing team with a passion for innovation, security, and scalability. Our culture values curiosity, collaboration, and impact - and we’re looking for talented professionals who are ready to shape the future of fintech.

At COLIBRIX ONE, your work directly powers the digital economy. If you're eager to solve meaningful challenges and build with purpose, we’d love to hear from you.

About The Role

The Junior AML Analyst will support the company's AML function, working primarily with the Client Onboarding and supporting the Fraud & Transaction Monitoring team.

The successful candidate will receive on-the-job training and guidance, with the opportunity to progressively develop their technical knowledge and take on more complex responsibilities.

Key Responsibilities

Client Onboarding Support

• Assist with customer due diligence (CDD) and Know Your Customer (KYC) checks for corporate clients.
• Review and verify corporate documentation, ownership structures and identification documents.
• Conduct basic screening for sanctions, politically exposed persons (PEPs) and adverse media.
• Identify missing information, discrepancies or potential red flags and escalate them to the relevant team members.
• Support the onboarding team in maintaining accurate and complete customer records.

Fraud & Transaction Monitoring Support

• Assist with the review and initial assessment of transaction monitoring alerts.
• Support the identification of unusual transaction patterns and potentially suspicious activity.
• Assist with basic fraud investigations and the collection of relevant supporting information.
• Escalate suspicious activity, unusual behaviours and potential financial crime concerns to senior team members.
• Maintain appropriate records of investigations and alert reviews.

General Support

• Assist with maintaining AML/KYC records and internal documentation.
• Support the team with periodic customer reviews and ongoing due diligence activities.
• Follow internal AML policies, procedures and applicable regulatory requirements.
• Participate in AML training and contribute to the continuous improvement of internal processes.

What you need to succeed in this role

• Basic understanding of AML, KYC and financial crime prevention principles.
• Strong attention to detail and good analytical skills.
• Good organisational and time-management abilities.
• Ability to handle confidential information responsibly.
• Good written and verbal communication skills.
• Proficiency in Microsoft Office applications and Google suite.
• Previous experience in financial services, compliance or a related field is considered an advantage, but is not essential.

Development & Career Progression

The successful candidate will receive structured on-the-job training and guidance from experienced members of the AML team. As knowledge and experience develop, the candidate will have the opportunity to develop into more advanced roles which include more advanced AML reviews, transaction investigations, risk assessments and other financial crime compliance activities.

The long-term objective is to develop the individual into a competent AML professional capable of independently handling more complex compliance matters.

What we offer

• Opportunity to shape the future of fintech solutions within a growing company
• A collaborative and supportive team environment
• Language Learning Platform
• Opportunity to receive reimbursement for work-related training/courses

*Employment will be offered by Mellifera Kartiera Limited, registration number C107685, legal address: Villa Malitah, Mediterranean Street, The Village, St. Julians, STJ 1870, Malta, which is part of the group of companies operating under the COLIBRIX ONE brand. COLIBRIX ONE is a brand representing a group of legal entities, including Mellifera Kartiera Limited, Colibrix Limited, and Mellifera Operations Limited. While this position is offered within Mellifera Kartiera Limited, the employer reserves the right to offer employment through another legal entity within the group.