Lead Underwriting Analyst - Political Risk & Credit

MSIG USA continues to grow!

Company Overview:

MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.

Job Summary

Serves as the Lead Underwriting Analyst supporting the Political Risk & Credit business. The role directly manages the Underwriting Analyst team, establishes workload priorities, oversees submission intake and account servicing, and ensures accurate and timely execution throughout the policy lifecycle. The Lead Underwriting Analyst partners closely with underwriters to resolve complex operational issues, improve processes and service levels, and support the continued growth of the business.

Key Responsibilities

Underwriting Operations & Account Support

• Oversee the intake, clearing, assignment and processing of submissions to ensure timely and accurate underwriting support.
• Ensure submissions and policy information are complete, accurate and appropriately prepared for underwriting review.
• Oversee account servicing throughout the policy lifecycle, including endorsements, premium adjustments, invoicing, late-premium follow-up, etc..
• Troubleshoot complex or non-standard account and operational issues, escalating material matters appropriately.
• Partner closely with underwriters to ensure operational needs are managed effectively and service expectations are met.

Workflow & People Leadership

• Directly manage, coach and develop the Underwriting Analyst team.
• Establish priorities, assign and balance workloads, monitor progress, and hold team members accountable for timely and accurate execution.
• Manage workflow and turnaround times across a high volume of inquiries and servicing activities, identifying bottlenecks and driving issues to resolution.
• Provide ongoing feedback, training and development to strengthen individual and team capability.
• Apply sound judgment and provide direction in situations where established procedures may not fully address the circumstances.

Process Improvement & Controls

• Identify and implement practical improvements to workflows, procedures, tools and controls.
• Promote consistent application of underwriting guidelines, documentation standards and escalation protocols.
• Identify recurring errors, service delays and operational challenges and work with stakeholders to resolve root causes.
• Support system enhancements and operational changes as the business evolves.

Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and Experience

• Bachelor's degree preferred.
• 5+ years of relevant underwriting support, underwriting operations, credit, insurance operations or related experience preferred.
• 2+ years of direct people-management experience, including setting priorities, assigning work, coaching and developing employees preferred.
• Experience with Political Risk or Trade Credit strongly preferred; relevant Surety or closely related credit-product experience may be considered.
• Experience managing high-volume, deadline-driven work and resolving complex or non-standard operational issues.
• Strong understanding of underwriting and policy lifecycle activities, with demonstrated ability to improve workflows and processes.

Knowledge, Skills & Abilities

• Strong people leadership, coaching and workload-management skills.
• Strong judgment, problem-solving skills and ability to operate effectively in an evolving environment.
• Excellent organization and prioritization skills with the ability to manage competing demands.
• Strong ownership, initiative and accountability.
• Strong service orientation and ability to partner effectively with underwriters, brokers and cross-functional stakeholders.
• Effective written and verbal communication skills.

SALARY: The estimated salary range for this position is $100,000.00 - $125,000.00 per year. This is a good-faith assessment of the salary range for this position only. In determining the actual salary within this range, MSIG USA will consider a candidate’s relevant experience, location, and other job-related factors.

Additional Benefits:

• Healthcare and Retirement Benefits
• Comprehensive medical, dental, and vision coverage
• 401(k) with a generous employer match and profit-sharing contribution
• Wellness incentive program
• Life and accidental death and dismemberment (AD&D) insurance
• Flexible spending programs
• Short-term and long-term disability plans

Additional Benefit Programs

• Paid time off program
• Paid charitable leave
• Paid parental leave
• Tuition reimbursement program
• Personal insurance (auto/homeowners) discounts

It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!

It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.

Invest in Your Future With Us

Each employee plays an important role which contributes directly to the success and continued growth of MSIG.

About Us

MSIG Holdings (U.S.A.), Inc. (MSIG) is a wholly owned subsidiary of the MS & AD Insurance Group Holdings, Inc. – one of the top ten property-casualty insurance groups world-wide. Our Group has capital in excess of $25 Billion, operations in more than 40 countries and nearly 40,000 personnel located globally.

MSIG in the U.S. is comprised of three insurance companies with licenses in all fifty states as well as Puerto Rico and the District of Columbia. These companies and five other subsidiaries, deliver state of the art risk financing programs, insurance products, risk engineering and claims management services that enable our clients to effectively and efficiently manage their risks. Our insurance companies share the A.M Best’s A+ XV Rating and Standard & Poor’s A+ Rating of our Japan-based parent.

Our clientele runs the gamut from small and mid-sized, sole-proprietorships, partnerships and corporations, up to some of the largest and most sophisticated multinational corporations operating in the U.S. and globally.

The vast majority of clients seek our support related to Commercial Lines insurance products including Commercial Property and Liability Insurance products. However, through our subsidiary – Seven Hills Insurance Agency, LLC. – we are able to provide Personal Lines Insurance products including homeowners, renters, automobile, etc.

Specialties:

All Risk Property, Commercial Liability, Automobile, Workers Compensation, Management Liability, Marine, Excess & Umbrella, Claims Management, Risk Engineering services, etc.