Lending Operations Analyst - Night Shift

Lending Operations Analyst
📍 Tbilisi, 2 days in office (hybrid) | Night shift, 02:00–11:00

About Elect Capital
Elect Capital is changing how SMEs access funding. We provide fast, flexible working capital loans, business loans, and merchant cash advances — no red tape, no slow decisions. Live across the UK, Australia, Canada, and the US, and scaling fast, we give SMEs the speed and flexibility traditional lenders can't.

🎯 Our Mission
We exist to give SMEs the capital and confidence to grow — fast, fair, and friction-free. Every ambitious business deserves a real shot at growth, not months of paperwork. We've built lending for speed, without cutting corners on fairness. When SMEs win, we win.

About the role
You'll keep our Australian lending operation moving by making sure every loan file is complete, accurate and ready before it reaches our verification (scrubbing) and underwriting teams. Working hours are 02:00–11:00 Tbilisi time to match the Sydney business day.

What you'll be doing

• Review incoming loan applications and supporting documents for completeness and accuracy
• Check bank statements for clarity, consistency, and any gaps or irregularities
• Identify and follow up on missing information with brokers and internal teams
• Prepare files for the scrubbing and underwriting teams to agreed quality and turnaround standards
• Manage a daily queue of files while keeping accuracy high
• Log recurring issues and suggest improvements to our processes

🔍 What you'll bring

• Strong attention to detail and comfort working with financial documents
• Fluent written and spoken English
• Ability to stay organised and accurate in a high-volume, fast-paced environment
• Clear communication, and comfort working with colleagues and partners across time zones

Our Offer

• A competitive salary between 2,500 and 3,500 GEL monthly, based on your expertise
• 25 days of annual leave
• Full training and ongoing support
• Company-paid taxi to the office on in-office days
• Hands-on exposure to the full lending pipeline, working alongside brokers, scrubbing and underwriting teams

👋 Think you're a fit? Let's talk.