Loan IQ Business Analyst

Role: Loan IQ Business Analyst

Location: Singapore or Remote

Exp: 7+yrs

Required Skills and Qualifications

• • Act as a functional Business Analyst and subject-matter partner for Loans, Loan IQ, Credit Risk and wholesale lending initiatives.
• • Conduct requirement workshops and translate business needs into BRDs, FRDs, user stories, process flows, use cases, business rules and acceptance criteria.
• • Analyze end-to-end commercial lending processes including borrower and lender setup, deal and facility creation, commitments, drawdowns, rollovers, paydowns, interest, fees, closing and servicing.
• • Partner with Credit Risk, Loan Operations, Product, Business, Legal, Compliance, Data and Technology stakeholders.
• • Analyze lending-platform data models, upstream and downstream dependencies, interfaces, APIs, batch feeds and reporting requirements.
• • Perform source-to-target data mapping, gap analysis, data validation, reconciliation and conversion-readiness assessment.
• • Define controls and requirements supporting credit-risk, operational-risk, regulatory and management-reporting obligations.
• • Support platform configuration, functional enhancements and, where applicable, Loan IQ SDK/API requirements.
• • Prepare test strategy inputs, scenarios and acceptance criteria; coordinate SIT, UAT, regression testing, defect triage and business sign-off.
• • Support implementation, migration, cutover, production stabilization and root-cause analysis of functional or data issues.
• Functional and Domain Knowledge
• • Wholesale and commercial lending, including syndicated and bilateral loans.
• • Deal, facility, tranche, commitment, borrower, lender and portfolio structures.
• • Loan lifecycle events such as drawdown, rollover, repricing, paydown, interest accrual and fee processing.
• • Credit facilities and limits, exposure and utilization, credit approvals, collateral and covenant concepts.
• Delivery Agile/Scrum, SDLC, stakeholder management and cross-functional coordination.

Preferred Experience

• • 7–12+ years in banking, financial services or lending technology.
• • Four or more years in lending business analysis, with hands-on Loan IQ experience preferred.
• • Experience supporting Citi or another global bank in Credit Risk, Loan Operations or lending transformation.
• • Experience in lending-platform migration or conversion, particularly Flexcube-to-Loan IQ, is an advantage.
• • Experience working across NAM, EMEA or APAC lending environments.
• • Strong written communication, stakeholder facilitation and business-to-technology translation skills.