Loan Officer

Description About Trusted Lending Center MKS Lending LLC is a husband-and-wife-owned mortgage company located in Mesa, AZ. We do business as Trusted Lending Center in AZ, CO, KS, MO, and NM and as Tranckino Lending Center in CA and OR. We are a full-service mortgage company designed to streamline the mortgage loan process and put our clients in the best mortgage product to meet their home lending goals. Job Description Seeking an experienced and detail-oriented Mortgage Loan Originator to join our growing mortgage business and build their business by referral. This is a commission-only position. In this position, you will be responsible for generating new business and helping qualified applicants obtain mortgage loans. This is an opportunity to plug your skillset into our systems, tools, and support to grow your referral database to meet your financial goals. Why Us : One of the best compensation structures in the Consumer Direct arena Predominantly remote work environment 100% commission-based, unlimited earning potential Earn up to 200 bps per loan NO lender fees Wholesale rates make us $3K+ cheaper than competitors in fees & price On average, purchase transactions CLOSE in 15 DAYS As close to self-employed as you want to be without payroll or compliance headaches Coaching on effective pipeline management and how to wow customers and referral partners. Outstanding benefits including Medical, Dental, Vision, and 401k Products : All Conventional, FHA, VA, Jumbo Products available + Non-QM, Bank Statement Programs, DSCR, Reverse Mortgages, Construction Financing, Private Financing, Commercial Loans & 2nd Mortgages Why You : You have good time management and organization skills, excellent communication skills, and are able to work multiple files simultaneously. You have a solid understanding of various mortgage programs. You are a self-starter and have a strong desire to grow your career and business. You are coachable, driven, and motivated to excel in a goal-oriented environment. You are looking for a good company culture where you are given tools to succeed and are appreciated and valued. Requirements Responsibilities : Collect and analyze loan application documents to determine creditworthiness. Interview applicants to determine financial eligibility and feasibility of granting loans Educate borrowers on available loan products to determine which is the best fit for them. Complete loan contracts and counsel clients on policies and restrictions. Communicate with borrowers, realtors, processors, and underwriters to ensure a smooth closing. Manage client pipeline to ensure consistent service levels from lead to closed Based on predetermined requirements, assess, and grant or reject mortgage applications. Maintain knowledge of trends and developments in the local real estate market; current and predicted lending rates; and changes in rules, regulations, and best practices of mortgages. Prospect, develop, and maintain relationships with potential new business referral partners. Performs other duties as assigned. Experience & Licensing : Self-Sourced, Referral-based production is required, leads are not provided 1-3 years experience as a Loan Officer, 3+ closed loans/month preferred NMLS Licensure in AZ, CA, CO, KS, MO, NM, and/or OR required