Manager: Finance - Bank Posting & Reconciliation

About Cellulant:

Cellulant
is Africa’s leading payments company, providing seamless, secure and innovative solutions that empower businesses, banks, and global brands to thrive in a fast-changing global economy.

With a presence in over 24 countries and 200+ payment methods across cards, bank transfer and mobile money, our single API payment platform, Tingg, simplifies collections, disbursements, and reconciliations. It processes over 1 million transactions daily for market leaders across sectors such as Airlines, Telecoms, E-commerce, Ride-Hailing, Retail, and Remittances.

By simplifying how people pay and get paid, we drive trust, commerce and scale – and connect companies to their ambitions.

Our Mission:

To deliver seamless, secure and innovative payment solutions for businesses.

Our Vision:
To create a connected world where businesses move money as easily as they share ideas.

Our Story:

Across Africa, payments are more than transactions. They are gateways to prosperity, connecting people, businesses and communities to opportunities and growth.

From enabling a logistics company in Lusaka to pay suppliers across borders, to enabling a hospitality brand in Lagos to scale effortlessly, to supporting an airline in Nairobi to reconcile payments from multiple platforms, Cellulant is the bridge that makes it all possible.

Through trusted technology and customer-centric innovation, we build connections that inspire progress, strengthen economies and transform payments into a tool for progress.

Since our founding in 2003, we've continuously adapted and grown, leveraging our experiences to simplify payments for businesses. We are driven by an unshakable belief that seamless people-centred payments are the key to unlocking prosperity.

Today, Cellulant powers online and offline payment processing, allowing businesses to collect payments, send payouts, and accelerate business growth.

Role Overview:

The Finance Manager is responsible for ensuring the accuracy, completeness, and integrity of all balance sheet related transactions across the organization. This role oversees the end-to-end reconciliation process, ensuring that all balance sheet related movements are properly recorded, investigated, and resolved in a timely manner.

The role plays a critical part in maintaining strong financial controls, supporting cash flow visibility, and ensuring compliance with internal policies and regulatory requirements. It also involves leading reconciliation processes across multiple accounts, currencies, and markets, while driving automation and efficiency improvements.

Key responsibilities include managing daily and monthly reconciliations, investigating and resolving discrepancies, strengthening reconciliation controls, and collaborating with treasury, payments, and accounting teams to ensure seamless cash operations. The role also supports audit processes, enhances reporting accuracy, and contributes to continuous improvement initiatives within the finance function.

Overall, the position ensures robust governance, minimizes financial risk, and provides reliable financial data to support decision-making.

What You'll do:

1. Strategic Oversight of Balance Sheet Reconciliations

• Direct and oversee the daily reconciliation process for all bank accounts, digital wallets, merchant accounts, and payment processors globally.
• Establish and enforce strict SLAs for the investigation and resolution of discrepancies between bank statements and internal accounting records.
• Govern the accuracy and timeliness of transaction postings, ensuring all customer receipts and supplier payments are reflected in real-time.

2. GL Integrity & Cross-Functional Leadership

• Review and approve bank-related postings in the ERP system, ensuring total alignment with company accounting policies.
• Lead collaboration with Accounts Payable, Accounts Receivables, Finance Operations, and Treasury teams to standardize coding and optimize the flow of cash movements through the GL.
• Own the integrity of general ledger matching, ensuring a clean audit trail for all cash and bank-related accounts.
• Any other activity or report that may be assigned/required from time to time.

3. Reporting, Controls & Risk Management

• Develop and monitor advanced reconciliation dashboards to provide executive leadership with visibility into unreconciled items and timing differences.
• Validate daily and weekly cash position reports, ensuring accuracy for liquidity planning and treasury decisions.
• Design and implement internal controls to proactively detect and mitigate risks related to fraud, system errors, or operational inefficiencies.

4. Stakeholder Management & Issue Escalation

• Manage high-level relationships with banks and payment processors to resolve complex transaction reversals, delays, or systemic settlement issues.
• Serve as the final point of escalation for long-standing unmatched transactions, ensuring robust documentation and root-cause analysis for closure.

5. Systems Optimization & Process Transformation

• Drive the roadmap for automated bank reconciliation within the ERP or third-party reconciliation tools, reducing manual intervention.
• Formulate and implement process improvements to enhance the scalability and accuracy of the reconciliation function.
• Define and document the reconciliation logic and control framework for all new financial products, accounts, or payment integrations.

6. Month-End Close & Audit Governance

• Manage the month-end close cycle for all bank-related activities, ensuring that all reconciliations are reviewed and approved within the financial close timeline.
• Act as the primary point of contact for internal and external auditors regarding cash controls and banking queries.
• Certify the accuracy of supporting documentation and reconciliation reports used in financial statement preparation.

What we are looking for:

• Professional Credentials: A Degree in Accounting, Finance, or a related field. CPA, ACCA, or CFA qualification is mandatory, demonstrating a high level of professional standards and ethics.
• Progressive Experience: 6+ years of experience in finance operations or reconciliations. Proven track record in high-volume environments (e.g., Banking, FinTech, or Global E-commerce) with at least 2-3 years in a supervisory or lead capacity.
• Technical Mastery: Expert-level understanding of double-entry accounting, general ledger structures, and complex multi-currency settlements.
• Systems Architecture: High proficiency in advanced Excel (VBA/Power Query preferred) and hands-on experience in implementing or optimizing ERP/Reconciliation modules (e.g., NetSuite, Oracle, SAP, or specialized fintech reconciliation tools).
• Analytical Leadership: Exceptional problem-solving skills with the ability to translate large data sets into actionable financial insights and control improvements.
• Stakeholder Influence: Strong communication and interpersonal skills, with a proven ability to collaborate with and influence cross-functional teams including Product, Tech, Treasury, and Operations.
• Regulatory & Audit Acumen: Solid understanding of internal control frameworks and experience managing complex audit queries at a management level.

Why this role matters?

Financial clarity and balance sheet integrity are the bedrock of strategic decision-making. Operating across multiple currencies, payment processors, and banking partners means millions in daily transaction flow must be reconciled with zero room for error. As Finance Manager within the Centre of Excellence, you will serve as the chief guardian of our balance sheet integrity and cash operations. This role is not about routine data entry; it is about architecting institutional trust. By establishing airtight control frameworks, leading cross-functional alignment across and automating high-volume reconciliation workflows, you directly protect the business against financial leakage, fraud, and regulatory exposure. You ensure that when executive leadership evaluates liquidity, allocates capital, or faces an audit, every single number is indisputable, auditable, and real-time.

Why Work for Us?

At Cellulant, we are more than a payments company: we are bridge-builders. We believe that by simplifying the way people pay and get paid, we are connecting companies to their ambitions, people to opportunities, and Africa to the global economy. Our work goes beyond payments—it’s about what people, businesses, and communities can do when the movement of money becomes more dependable, seamless, and secure.

Some exciting things about us...

• We have an extensive footprint: We have an office presence in 10 countries, and our products serve 24 countries across Africa, with a global workforce of about 300 employees.
• We believe innovation is at the heart of Fintech: Thousands of market leaders and top enterprises trust our technology to power their payments. Our customers are in various sectors, including financial services, travel and hospitality, telecom, e-commerce, remittance companies, SaaS, and the gig economy.
• We put our employees first: We offer market-related compensation, generous personal time off, and medical and life insurance benefits (markets permitting).
• We seek collaborative builders. At Cellulant, we believe that great ideas happen when we come together. Therefore, we nurture a collaborative work environment that challenges, engages, and empowers each person to contribute to the growth and success of the business.
• We solve for Africa’s digital economy: We’re solving payment challenges on the continent to create opportunities and accelerate economic growth for all of Africa.
• We support a diverse and inclusive workforce: We focus on the growth and development of our employees through well-developed, individualised career paths, ensuring you reach your full potential in a supportive and delivery-oriented environment.

Our inclusivity pledge: At Cellulant, we value the diversity of our people and the customers we serve. We're committed to a workplace where individual differences are recognised, respected and celebrated, and where fairness, dignity and respect guide how we treat everyone. As an equal opportunity employer, we recruit, employ, develop and reward our people based on merit, competence and business need, and we do not discriminate against any employee, worker or applicant on any ground prohibited by the law of the country in which they are employed. We welcome and encourage all qualified candidates to apply and thrive with us.

If you need assistance completing an application, accessing our website, or require reasonable accommodation at any stage of the recruitment process, please contact us.