Manager of Indirect Lending and Underwriting - Consumer Lending
Remote Work - Hybrid:
This hybrid remote role is based out of our Irwindale, California headquarters and offers a blend of in-office collaboration and remote work flexibility.
At Rize, we believe banking should be human, innovative, and continuously evolving. We are seeking a collaborative and forward-thinking Manager of Consumer Lending to lead our centralized underwriting operations across direct and indirect consumer lending programs.
This is an exciting opportunity for a lending leader who combines strong underwriting expertise with operational leadership, relationship-building skills, and a passion for innovation. We’re looking for someone who is energized by emerging technologies, including automation and AI-enabled tools, and excited about finding smarter, faster, and more consistent ways to enhance underwriting operations, decision quality, team effectiveness, and the member experience.
What You’ll Do
In this role, internally known as Manager of Consumer Lending, you’ll lead the day-to-day operations of our consumer underwriting function, overseeing direct and indirect lending workflows, coaching underwriting teams, and driving operational performance.
You’ll play a key role in:
Leading and developing a high-performing underwriting team
Managing underwriting operations for direct and indirect consumer loan products, including auto loans and leases
Supporting dealer and third-party lending partner relationships
Monitoring lending quality, service levels, workflow efficiency, and operational performance
Explore and leverage automation, analytics, workflow technologies, and AI-enabled tools to improve underwriting consistency, operational efficiency, decision quality, and team effectiveness
Help identify opportunities where emerging technologies and AI solutions can streamline processes, reduce manual effort, improve workflows, and enhance the overall lending experience
Partnering cross-functionally with Risk Management, Collections, Loan Production, and other operational teams
We’re looking for someone who thrives in a fast-paced environment, enjoys solving operational challenges, and can balance sound credit judgment with exceptional service and team leadership.
What Makes You Successful
You are:
Curious about emerging technologies and motivated to continuously improve operational processes
Comfortable experimenting with new tools, automation solutions, and AI-enabled technologies to enhance productivity and decision-making
Forward-thinking and adaptable, with a mindset focused on innovation, efficiency, and continuous improvement
An experienced consumer lending and underwriting professional with strong operational knowledge
A confident coach and leader who develops teams and reinforces accountability
Tech savvy and naturally curious about automation, AI tools, and operational innovation
Comfortable using data, dashboards, and metrics to drive decisions and improve performance
Skilled at building strong relationships with dealers, vendors, lending partners, and internal stakeholders
Adaptable, collaborative, and energized by continuous improvement
Qualifications
Required
5+ years of experience in consumer lending, underwriting, loan production, or centralized lending operations within a financial institution
2+ years of leadership or supervisory experience managing lending or underwriting teams
Experience making consumer credit decisions and exercising lending authority
Experience managing workflow, productivity, service levels, and operational performance in a high-volume environment
Preferred
Experience with direct and indirect lending programs, including auto lending and lease products
Experience with process improvement, workflow automation, or AI-enabled operational tools
Credit union experience
Bachelor’s degree in Business, Finance, or related field
Bilingual English/Spanish skills
Why Join Rize?
At Rize Credit Union, we’re building a modern, forward-thinking lending environment where innovation, collaboration, and member impact matter. We continue to invest in technology, automation, AI-enabled tools, and process improvement initiatives designed to create smarter workflows, stronger employee experiences, and more seamless member interactions. We’re looking for leaders who are excited to challenge traditional processes, embrace evolving technology, and help shape the future of consumer lending operations.
If you’re looking for an opportunity to help shape the future of consumer lending operations while leading a talented team in a growing and evolving organization, we’d love to hear from you.
The expected pay range for this role at Rize Federal Credit Union is $100,000 - $125,000/year. This range is based on candidates living locally in California.
Actual compensation is determined by experience, education, skills, internal equity, and other job-related factors.
As part of the hiring process, candidates who receive a contingent offer will undergo a background investigation, which may include employment verification, credit review, criminal records search, Social Security verification, and government registry checks. Candidates must also meet eligibility requirements to be bonded under a fidelity bond.
Rize Federal Credit Union is an Equal Opportunity Employer.