Mortgage and Protection Advisor

Company Description NestGuard Financial Services provides dedicated mortgage and protection services, helping clients secure suitable home financing and safeguard their financial wellbeing. The organization focuses on clear, ethical advice tailored to each client’s circumstances and long-term goals. By offering a range of mortgage options and protection products, NestGuard Financial Services supports clients through major life decisions with confidence and clarity. The team values professionalism, integrity, and client care, creating a supportive environment for both clients and advisors.

Role Description This is a full-time REMOTE role based in the UK, with flexibility to work from home for part of the week. The Mortgage and Protection Advisor will provide regulated advice on residential and buy-to-let mortgages, as well as life, critical illness, income protection, and related insurance products. Day-to-day responsibilities include conducting client fact-finds, assessing affordability and risk, sourcing appropriate products, and presenting recommendations in a clear, compliant manner. The advisor will manage applications from initial enquiry through to completion, liaising with lenders, insurers, solicitors, and other stakeholders to ensure a smooth process. The role also involves maintaining accurate records, staying up to date with market changes and regulation, and building long-term client relationships through ongoing reviews and excellent service.

• Strong advisory skills in mortgage and protection products, including experience conducting thorough client fact-finds and suitability assessments.
• Proficiency in using mortgage sourcing systems, CRM tools, and standard office software to manage cases and documentation efficiently.
• Solid understanding of regulatory requirements, compliance standards, and industry best practices within the UK financial services sector.
• Excellent communication, relationship-building, and customer service skills, with the ability to explain complex information in straightforward terms.
• High level of attention to detail, numerical accuracy, and organizational skills to manage multiple client cases and deadlines.
• Ability to work both independently and collaboratively in a hybrid environment, demonstrating initiative and accountability.
• CeMAP (or equivalent mortgage advice qualification) required; additional protection-related certifications are an advantage.
• Previous experience as a Mortgage Advisor or in a similar financial advisory role is highly desirable.
• Commitment to ongoing professional development and staying current with product offerings and market trends.