Open Banking Technology IT Software Engineer | S2 | Payments Technology | Milton Keynes | Internal Mobility

Open Banking Technology IT Software Engineer | S2 | Payments Technology | Milton Keynes | Internal MobilityCountry: United Kingdom

IT STARTS HERE

Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organisation, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.

This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

Our mission is to contribute to help more people and businesses prosper. We embrace a robust risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Retail & Commercial Banking is a global business integrating all our retail and commercial banking activities to better serve our customers, improve efficiency and drive value creation.

THE DIFFERENCE YOU MAKE

The Open Banking Technology Team is looking for an IT Software Engineer based out of Milton Keynes, Unity Place.

This is an exciting time to join us as the Open Banking landscape continues to change, driven by new industry capabilities, emerging technologies and changing customer expectations.

Working alongside business and technology teams, Group colleagues and strategic suppliers, you’ll help deliver secure, innovative and customer-focused digital services while contributing to our technical architecture and ways of working.

You’ll play an important role in designing, building and improving our technology, helping drive transformation and simplification across our systems and the wider technology ecosystem.

We’re shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for:

• Contributing as a key member of the engineering team to deliver strategic Payments and Open Banking programmes.

• Building and delivering high-quality products and services that exceed customer expectations.

• Supporting our data-driven transformation through the adoption of cloud-native and open-source technologies.

• Collaborating with business stakeholders, UX designers, architects and engineering managers to refine and deliver functional and technical solutions.

• Ensuring services remain stable, secure and performant in production by minimising incidents and maximising service quality.

• Supporting the design, implementation and operation of secure identity and access management capabilities across Payments and Open Banking services.

WHAT YOU’LL BRING

Our people are our greatest strength. Every individual contributes unique perspectives that make us greater as a team and as an organisation. We’re enabling teams to go beyond by valuing who they are and empowering what they bring.

The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Professional Experience

• Proven experience as a Full Stack Software Engineer, with great expertise in AWS cloud services and Java 11+. (Required)
• Hands-on experience implementing, configuring and supporting Ping Identity solutions, including PingFederate, PingAccess and PingOne, within enterprise-scale environments. (Required)
• Experience working with Agile software development practices, including unit testing, Test-Driven Development (TDD) and CI/CD. (Required)
• Hands-on experience using tools such as GitHub, Jira, Jenkins and automated code quality and security scanning tools throughout the software development lifecycle. (Required)
• Experience applying Agile methodologies, including TDD and Behaviour-Driven Development (BDD). (Required)
• Experience supporting and resolving production incidents in a live environment. (Required)
• Experience adopting Agile engineering practices, including Scrum, Kanban, DevOps, CI/CD and automated testing. (Preferred)
• Experience working within Payments, Open Banking, Financial Services or another highly regulated industry. (Preferred)

Education

• Degree in Digital Technology Solutions, or on track to complete a Digital Technology Solutions degree by Q2 2027. (Required)

Hard Skills

• Great understanding of Identity and Access Management (IAM) principles and modern authentication and authorisation protocols, including OAuth 2.0, OpenID Connect (OIDC) and SAML. (Required)
• Solid understanding of multilevel architecture running on PaaS infrastructure. (Required)
• Great knowledge of AWS services, the AWS Well-Architected Framework and event-driven architectures. (Preferred)
• Experience working with SQL databases, including Oracle, PostgreSQL, MySQL and Aurora, and NoSQL technologies, including DynamoDB and MongoDB. (Preferred)
• Exposure to DevOps tooling and automation supporting continuous integration and delivery. (Preferred)
• Knowledge of API management, API security and customer consent frameworks. (Preferred)

Soft Skills

• Excellent problem-solving skills with the ability to work effectively in a fast-paced, highly regulated environment. (Required)
• Great communication and collaboration skills, with the ability to work effectively with business stakeholders, UX designers, architects, engineering managers and other technology teams. (Required)
• Ability to balance customer outcomes with security, resilience, performance and service quality when delivering technology solutions. (Required)

WE VALUE YOUR IMPACT

At Santander, your contribution matters. We recognise the difference you make every day, and we make sure you feel valued, supported and rewarded in return.

Here, recognition goes beyond pay. It’s about the pride you feel in your work, the impact you have on customers and communities, and the opportunities you have to grow and thrive — personally and professionally.

Salary Range:

£45,320.00 - £67,980.00 per annum (depending on experience)

This salary range represents the expected remuneration for the role. Annual salary is based on a standard 35-hour working week. Actual salary offered will depend on skills, experience, qualifications and location.

• Competitive rewards that reflect the real impact you make and the value you bring.
• Wellbeing that goes beyond work — we work with a range of wellbeing partners across our 4 pillars of wellbeing (physical, mental, social and financial) to give you access to a suite of apps, discounted gym and fitness access, weekly online classes, flexible healthcare and mental health support.
• Support for every life stage — from menopause and pregnancy to parenthood and beyond, with enhanced family leave, childcare options and tailored wellbeing support.
• Time to give back through volunteering opportunities that let you make a difference in the communities we serve.
• Global growth opportunities to shape your career, learn new skills and explore what’s possible across our international network.

Ready to be recognised? It starts with you.

LOCAL COMPLIANCE

At Santander, we’re proud to be an inclusive organisation that provides equal opportunities for everyone — regardless of age, gender, disability, civil status, race, religion or sexual orientation.

We’re committed to creating a recruitment experience that’s accessible, fair and welcoming for all candidates.

We want our people to thrive — at work and at home — while delivering the best outcomes for our customers and supporting each other to grow.

To make this possible, our roles are site-based with a hybrid working pattern, where colleagues are expected to attend the office at least 12 days per month (pro-rata for part-time roles).

When applying, please consider the travel distance, time and cost to your chosen office location(s).

We welcome applications on the understanding that, should you be offered this role, there may be no relocation package available. Santander will pay the employer mandatory government fees that are required to pay in connection with visa sponsorship. You may be liable for your own personal employee immigration and relocation costs. (Only applicable for roles that are eligible for sponsorship.)

IMPORTANT INFORMATION FOR INTERNAL APPLICANTS:

PERMANENT ROLES:

• If you are currently employed by Santander UK plc on TSB Legacy terms or by TSB and choose to apply for this Santander vacancy, please be aware that, if successful, you will move onto full Santander terms and conditions of employment and will no longer be part of the TSB Legacy population with effect from the start date of your new role.

WHAT TO DO NEXT

If this sounds like a role you are interested in, then please apply.

For further Guidance please visit Internal Mobility – Candidate Guidance.

If you want to know more about the opportunity:

Please contact: Neil Park – neil.park@santander.co.uk

The Santander Way

Santander is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.

This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Ready to make it happen?

It starts with you. It starts here.