Perunding Takaful

Company Description PruBSN Takaful offers ethical and Shariah-compliant protection plans that allow clients to plan for their families and contribute to charitable causes. Some clients choose these plans to create lasting “saham akhirat” (ongoing charitable contributions) by directing substantial benefits, including funeral-related khairat of up to RM1 million, to selected charitable organizations after their passing. The company’s offerings are designed to help clients align financial planning with their values, ensuring that their legacy supports both loved ones and communities in need. As a Perunding Takaful at PruBSN Takaful in Kemaman, individuals help clients understand and maximize these meaningful benefits.

Role Description This is a full-time Perunding Takaful role based in Kemaman with a hybrid work arrangement, combining on-site client engagement with some work-from-home flexibility. The Perunding Takaful is responsible for meeting with clients, explaining PruBSN Takaful products, and recommending suitable coverage based on each client’s needs, financial goals, and preferences for charitable giving. Daily tasks include prospecting and following up with potential clients, conducting needs analysis, preparing proposals, and assisting in the application and onboarding process. The role also involves maintaining long-term relationships with clients, providing ongoing policy reviews, and ensuring clients understand options for directing benefits to beneficiaries and charitable organizations. Perunding Takaful professionals are expected to work within Shariah-compliant guidelines, meet performance targets, and collaborate with the wider team to support business growth.

Qualifications

• Ability to explain financial and Takaful concepts clearly and ethically, with strong client-facing and advisory skills.
• Strong communication and interpersonal skills, including active listening and the ability to build trust with diverse clients.
• Basic understanding of Islamic finance or Takaful principles, or willingness to learn and adhere to Shariah-compliant practices.
• Self-motivated, goal-oriented, and comfortable working in a performance-driven environment with sales or customer service experience preferred.
• Good organizational and time-management skills to handle client appointments, follow-ups, and documentation efficiently.
• Proficiency with common digital tools (email, office software, online meeting platforms) to support hybrid work and remote client engagement.
• Minimum education at diploma or equivalent level; higher qualifications in finance, business, or related fields are an advantage.
• Comfortable working in Kemaman with flexibility for some work-from-home arrangements, and commitment to ongoing professional development.