Portfolio Manager II

Overview

Are you a credit professional who turns financial insight into real results for local businesses? Univest is hiring a Portfolio Manager II to join our Commercial Banking Team in Lancaster, at our Central PA Regional Center.

In this role, you will be the trusted partner behind our relationship managers, supporting new loans and renewals, monitoring portfolio health, managing risk, and keeping client relationships running smoothly day to day.

We’re searching for someone with 3–5 years of Credit Analyst (or equivalent) experience, a strong command of commercial lending, underwriting, and compliance, and the confidence to solve problems on your own. If you communicate clearly, take pride in your work, and put customers first, we want to meet you.

Ready to make your next move? Apply today and let’s talk about how you can grow your career with Univest.

Responsibilities

Reinforce assigned Corporate Banking Group and relationship managers with client and portfolio management.

New Loan & Loan Renewal Assist:

Communicate with RMs and customers in order to gather financial information to reinforce loan request.

Helping with RM, Customer, AA, and Credit Support in order to facilitate loan proposals/approvals. (LPS, appraisals & environmental reports, searches, credit reports, memos, underwriting packets, etc.)

Helping with RM, Customer, AA, and Loan Servicing Department/Bank Counsel for loan settlement (Boarding sheets, documentation review, customer follow up, etc.)

Review and final approval of loan coding.

Post loan closing customer follow up (If necessary).

Commercial Loan Assist:

Establish operational relationship with designated clients to handle routine daily operational issues and client requests.

Monitor and review exceptions (Credit & collateral), maturing loans, ABLs, credit rating maturities, and delinquencies. Work with RM and customer to resolve.

Review customer risk profile and covenant compliance through the collection of financial data and searches.

Portfolio audit preparation, assist, and answer for internal and external auditors.

Special projects and additional duties as required.

Accountable for compliance with laws and regulations that apply to this position including the Univest Code of Conduct.

Perform other duties as assigned.

Qualifications

Customer-focused people with strong knowledge of credit, banking, financial examination, and internal credit processes.

3-5 years Credit Analyst or equivalent experience.

Ability to manage risk within Portfolio, including loan grading and loan pricing.

Ability to handle problems/exceptions in a self-reliant manner.

Strong knowledge of commercial lending practices, compliance issues, and underwriting skills.

Strong mutual, written, and oral communication skills.

Bachelor’s degree in Finance or equivalent experience in related area desired.

Trained Financial Analyst preferred.

Microsoft Office Proficient.

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An Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.