Product Analyst, BOP / Small Commercial (Hybrid) -St. Petersburg, FL

Product Analyst, BOP / Small Commercial (Hybrid) -St. Petersburg, FL

FinTrust Connect has partnered with a well-capitalized commercial property and casualty insurer in St. Petersburg, FL to identify a Product Analyst for its Businessowners Policy (BOP) line. This role is a strong fit for BOP or small commercial underwriters, rating specialists and pricing analysts who want to move into product work and help shape how a BOP program is priced and grown. The company will support and develop the pricing side of the role.

Why this opportunity?

• Impact: Your BOP knowledge feeds directly into pricing, product and growth decisions, with visibility to leadership.
• Growth: A path from underwriting into product and pricing, with support from the company's pricing team.
• Workplace: Hybrid. In office Monday through Wednesday in downtown St. Petersburg, remote Thursday and Friday. Candidates must live within commuting distance; relocation assistance is not available.

Requirements:

• 3 to 5+ years of BOP experience in underwriting, product, rating or pricing
• Strong working knowledge of BOP coverages, forms, rating and eligibility
• Strong Excel skills and comfort analyzing premium, loss and policy data
• Clear communicator who can turn analysis into recommendations for underwriting, product and leadership
• Bachelor's degree in finance, business, risk management or a related field with 5+ years of relevant P&C experience, or a Master's degree with 3+ years

Preferred:

• SQL, Power BI or Tableau
• Experience with rate filings, rating manuals or rate comparisons
• Small commercial property, general liability or package experience beyond BOP
• Designations such as CPCU, AU or CIC

Description:

• Analyze BOP premium, loss and policy data by class, territory and segment to find trends and performance drivers
• Bring underwriting insight into product decisions on eligibility, coverage, rules and rating
• Support BOP rate and rule filings and prepare rate comparisons, with guidance from the pricing team
• Monitor competitor BOP filings, appetite and market activity and summarize the changes that matter
• Track the results of product and rating changes after launch and support premium forecasts
• Partner with the Product Manager and IT to document business rules and test system changes
• Contribute to property exposure and catastrophe analysis for the BOP book
• Present findings to underwriting, product, distribution and leadership