Product Manager

At R2, we believe that small and medium businesses are the productive engine of society. Small and medium businesses (SMBs) make up over 90% of companies in Latin America, yet they face a trillion-dollar credit gap. Our mission is to unlock SMBs potential by providing financial solutions that are tailored to their needs. We are reimagining the financial infrastructure of Latin America - where SMBs financial needs are satisfied without ever having to go to a bank. R2 enables platforms in Latin America to embed financial services that SMBs can then leverage (starting with revenue-based financing). We are a tight-knit team coming from organizations such as Google, Amazon, Nubank, Uber, Capital One, Mercado Libre, Globant, J.P. Morgan. We are entering a new phase of growth following a strategic investment from Ant International, focused on rapidly expanding our partner footprint, strengthening our credit and underwriting capabilities, and scaling our operations across multiple markets. The Product Manager IC4 is a senior individual contributor responsible for owning complex product areas end-to-end, driving measurable business outcomes, and partnering closely with Engineering, Data, Risk, and Commercial teams. This role operates with high autonomy and is expected to influence strategy while remaining deeply hands-on in execution. This position is ideal for a product leader who thrives in fintech environments, understands credit, payments, or financial infrastructure, and can translate ambiguous problems into scalable product solutions for LATAM markets. Key Responsibilities Product Strategy & Ownership Own a critical product domain (e.g. Credit, Risk, Payments, Platform, or Partner Integrations) with full accountability for outcomes. Translate company and business objectives into a clear product strategy, roadmap, and execution plan. Identify opportunities for product innovation aligned with market needs, regulatory constraints, and scalability. Execution Excellence Lead discovery, definition, and delivery of product initiatives from concept to launch. Write high-quality PRDs, user stories, and acceptance criteria. Prioritize backlog using data, customer insights, and business impact. Ensure timely delivery in close partnership with Engineering. Data-Driven Decision Making Define and track product KPIs (e.g. activation, conversion, risk metrics, operational efficiency). Use quantitative and qualitative insights to continuously optimize product performance. Partner with Data and Risk teams to ensure strong measurement and feedback loops. Cross-Functional Leadership Act as a trusted partner to Engineering, Risk, Operations, Legal/Compliance, and Commercial teams. Influence stakeholders without formal authority. Communicate product vision, trade-offs, and progress clearly to leadership. Customer & Market Focus Deeply understand customer pain points across LATAM markets. Incorporate regulatory, operational, and cultural nuances into product decisions. Engage with partners and customers when needed to validate solutions. Experience: 6–9+ years of experience in Product Management, ideally within fintech, lending, payments, or financial infrastructure. Proven experience owning complex products in regulated environments. Experience working closely with Engineering, Data, and Risk teams. Strong analytical and problem-solving skills. Excellent written and verbal communication. High level of autonomy, ownership, and accountability. Ability to operate effectively in ambiguous, fast-changing environments. Experience in LATAM fintech ecosystems. Exposure to credit products, underwriting, collections, or risk platforms. Experience working with B2B or platform products. English proficiency (advanced). Owns product areas of high complexity and business impact. Influences product strategy but does not manage people.