Regulatory Reporting Manager

At Kroo Bank, we’re building a better bank from the ground up. One that puts customers first, treats money responsibly, and uses technology to make everyday banking simpler, fairer and more transparent. We’re a fully regulated UK bank, backed by long-term investors, with a growing customer base and big ambitions. We move fast, think carefully, and hold ourselves to high standards, whether that’s how we build products, manage risk, or look after our people. How you will contribute and key responsibilities: As a Regulatory Reporting Manager, your key responsibility will be to ensure Kroo Bank delivers accurate, complete, and timely prudential and regulatory reporting in line with applicable rules and supervisory expectations. You will play a critical role in interpreting and applying capital and liquidity requirements, maintaining a robust control environment, and building scalable reporting processes suitable for a fast growing challenger bank. You will partner closely with Treasury to align capital and liquidity reporting with balance sheet activity and liquidity management, and you will be comfortable stepping in to support broader capital and liquidity work where needed to meet deadlines and business priorities. Other responsibilities include: Own the end to end production, review, and submission of regulatory returns, ensuring accuracy, completeness, and timeliness to internal and external stakeholders. Maintain and manage the regulatory reporting calendar, including clear ownership of inputs, dependencies, review stages, and final sign off. Apply strong knowledge of capital and liquidity rules and reporting expectations, translating requirements into practical processes, controls, and documentation. Partner closely with Treasury on liquidity and balance sheet related reporting, ensuring consistent data, assumptions, and narratives across capital and liquidity submissions. Perform detailed reconciliations between regulatory reporting outputs and the general ledger and finance systems, investigating and resolving issues and documenting outcomes. Develop and enhance the regulatory reporting control framework, including interpretations, policies, review checklists, audit trails, and clear escalation pathways. Support regulatory change activity by assessing impacts, updating methodologies, and implementing process improvements to maintain compliance as rules evolve. Produce clear management information and commentary for governance forums, highlighting key movements, judgements, risks, and actions. Respond to internal and external queries including auditors and regulators, providing well evidenced explanations and supporting analysis. Contribute to broader capital and liquidity activities as required, including supporting internal analysis, governance materials, and cross functional deliverables during peak periods. Support the ongoing build out of systems, data flows, and documentation to strengthen scalability and reduce manual reporting risk.