Reinsurance Claims Analyst

Key Responsibilities

• Identify potentially ceded claims and events by reviewing treaty triggers, attachment points, limits, exclusions, occurrence definitions, hours clauses, reinstatements, inuring cover and notice requirements.
• Review underlying claims and TPA information for completeness; identify gaps and coordinate resolution of claims coding, event identification, aggregation and supporting-data discrepancies with Claims, Actuarial and Finance.
• Assess potential contractual recovery eligibility and promptly escalate disputed coverage, material treaty interpretation and recoverability issues to the appropriate stakeholder, Reinsurance Officers, or Chief Reinsurance Officer.
• Coordinate reinsurance claims notices, treaty reporting, reinsurer audits and information requests, ensuring timely submissions, appropriate documentation, follow-up and compliance with contractual requirements in collaborations with Claims, TPAs, Legal, Finance, Underwriting, brokers and reinsurers.
• Identify and escalate late-notice risks, event coding or aggregation concerns, missing documentation and other claims-to-treaty exceptions.
• Prepare complete claims and contractual documentation handoffs to Finance for proportional and non-proportional, billing, cash calls and collections, without assuming Finance-owned responsibilities.
• Investigate claims-related discrepancies and broker or reinsurer inquiries with Finance, Claims, Underwriting, and Actuarial; track outstanding exceptions and material recovery risks through resolution.
• Maintain auditable claims-to-treaty records, notification evidence, reporting documentation and correspondence, supporting accurate data and effective controls.
• Support Palantir and other automation initiatives by defining ceded claims business requirements, testing notice flags, treaty mapping, reporting thresholds and event identification, and validating exception outputs.
• Work with the Reinsurance Operations Manager to prioritize claims-related matters across new placements, renewals, active programs and runoff, coordinating timely follow-through with internal and external partners.
• Develop technical expertise in proportional and non-proportional and contribute to process improvement, cross-training and more effective automated claims workflows.
• Monitor live events in coordination with CAT Modeling and brokers.
  
  

Skills & Experience

• Working knowledge of proportional and excess-of-loss treaty claims provisions, catastrophe and occurrence aggregation, notice requirements and recovery documentation; ability to interpret contracts and identify potential recoveries.
• Strong Excel proficiency and experience with claims and reinsurance data; analytical, organizational and problem-solving skills and effective collaboration across Claims, Finance, Actuarial, TPAs, brokers and reinsurers.
• Familiarity with SQL, Power BI, Python or automated claims workflows desirable; understanding of claims and reinsurance data controls, documentation standards and operational reporting preferred.

• Approximately 4–8 years of relevant experience in reinsurance claims, ceded recoverables, claims broking, excess-of-loss claims support or closely related specialty insurance claims roles.
• Bachelor’s degree or equivalent relevant industry experience.