Senior Accountant, Lending & Client Services

Job Title: Senior Accountant, Lending & Client Services

Reports To: Financial Controller

Status: Full-time, Exempt

Location: Remote, with a strong preference for candidates based in Colorado

Background

Collective Clean Energy Fund (CCEF) is a nonprofit investment fund that utilizes and leverages mission-driven capital to fill financing gaps in various clean energy markets, including Colorado. CCEF operates on the “Green Bank” model and identifies unserved and underserved clean energy opportunities and works with a variety of stakeholders to structure finance solutions to bring those opportunities to fruition.

CCEF is seeking intelligent, energetic, and high-integrity individuals with a shared passion for clean energy, addressing solutions to climate change, and making a positive impact in the lives of people across Colorado and beyond. At CCEF, we value innovative thinking, a “no challenge is too big” attitude, treating everyone with dignity and respect, applying introspection in the pursuit of growth, establishing a balanced life, and making deep connections with a diverse and inclusive set of humans and stakeholders that challenge natural thought patterns. We sincerely want to change the world for the better and grow as individuals and professionals in the process. If this speaks to you, and you’re compelled by our vision and share these values, then we want to get to know you.

Summary of Position

The Senior Accountant, Loan Servicing is responsible for the accounting and loan servicing functions that keep CCEF’s lending portfolio accurate and up to date. This is a hands-on role for an accountant who has also worked in loan servicing and understands both sides: how a loan is booked and serviced, and how that activity flows through the general ledger and financial statements.

On the servicing side, the Senior Accountant, Loan Servicing will process borrower payments, prepare and send loan and payment statements, and track payment activity across the portfolio. Our borrowers include clean energy developers, small businesses, and community organizations such as affordable housing providers, so accurate and timely servicing directly affects the relationships our lending team manages. Experience with Sage (accounting platform) and DownHome Solutions (loan management platform) is preferred but not required.

On the accounting side, the Senior Accountant, Loan Servicing will prepare and analyze income statements, balance sheets, cash flow statements, and payment reports; reconcile the general ledger; manage accrual entries; and prepare complex statements and invoices for partners. The Senior Accountant, Loan Servicing will provide support for internal and external auditors and keep CCEF current on accounting regulations and practices.

The ideal candidate has a background in mortgage banking or loan servicing combined with public or corporate accounting experience. You should be precise with numbers, comfortable working independently, and able to meet deadlines without close supervision. You will work closely with our lending and leadership teams, so you need to be able to explain financial information clearly to people who are not accountants.

Equal Opportunity

CCEF is an “at-will” employer and an equal employment organization. We are committed to fostering a diverse, inclusive, and respectful workplace where all individuals are treated with dignity and fairness. Employment decisions at CCEF are based on merit, qualifications, and business needs.

We provide equal employment opportunities to all applicants and employees without regard to race, color, religion, sex, sexual orientation, gender identity or expression, marital status, national origin, ancestry, age, mental or physical disability, veteran status, or any other status protected by applicable federal, state, or local laws.

CCEF recognizes that candidates may come from a wide range of backgrounds and experiences. If you are enthusiastic about this role but are unsure whether your qualifications align exactly with the requirements, we still encourage you to apply. Your skills, lived experiences, and perspective may bring valuable contributions to our team.

Duties & Responsibilities of the Role

• Process loan statements: Generate and send accurate monthly or periodic statements to borrowers, showing balances, interest, payments received, and amounts due.

• Process loan payments: Record incoming borrower payments, apply them correctly to principal, interest, and fees, and resolve any discrepancies or missed payments.

• Prepare and analyze financial reports: Produce monthly and annual income statements, balance sheets, cash flow statements, and payment reports, and flag trends or issues for leadership.

• Handle loan servicing: Own day-to-day servicing operations, maintain borrower records, track payment history and delinquencies, manage escrow or reserve accounts where applicable, and keep the loan servicing system in sync with the general ledger.

• Manage borrower communications: Serve as the main point of contact for borrower questions about statements, payments, balances, and payoffs. Prepare and send outgoing notices such as payment reminders, late notices, and account updates, and keep records of all borrower correspondence.

• Manage delinquent borrower engagement: Proactively communicate with borrowers experiencing payment difficulties, seek to understand their circumstances, and work collaboratively toward appropriate solutions that bring accounts current while maintaining positive borrower relationships.

• Reconcile the general ledger: Reconcile loan and balance sheet accounts monthly, investigate variances, and make correcting entries so the books are complete and accurate.

• Manage accrual accounting: Record accrued interest income, expenses, and revenues in the correct period, and prepare month-end and year-end adjusting entries.

• Support audits: Prepare schedules, reconciliations, and documentation for internal and external auditors, answer their questions, and follow through on any findings.

• Stay current on accounting standards: Keep up with GAAP, lending-related reporting requirements, and payroll tax rules, and recommend process improvements as standards change.

Qualifications

• 5+ years of accounting experience, including at least 2 years in loan servicing, mortgage banking, or another lending environment.

• Bachelor’s degree in accounting, finance, or a related field. A CPA is a plus but not required.

• Public or corporate accounting experience preferred.

• Working knowledge of GAAP, accrual accounting, and month-end and year-end close.

• Proficiency in Excel, including reconciliations, lookups, and pivot tables.

• Experience with Sage (accounting software) and/or DownHome Solutions (loan servicing platform) is a plus.

• High accuracy in data entry and calculations, with the habit of checking your own work.

• Strong analytical and problem-solving skills, including the ability to trace and resolve discrepancies.

• Able to work independently, manage competing deadlines, and keep recurring tasks on schedule without reminders.

• Clear written and verbal communication, including explaining financial information to borrowers, auditors, and non-finance colleagues.

• Strong customer relationship and communication skills, with the ability to navigate sensitive financial conversations with empathy, professionalism, and a solutions-oriented approach while maintaining clear expectations and accountability.

Education requirement

• Bachelor’s degree in accounting, finance, or a related field, or equivalent combination of education and experience.

• CPA, CMA, or similar certification is a plus.

You’ll Thrive at CCEF If

• You enjoy building things from zero-to-one.

• You are passionate about accelerating the adoption of renewable energy to mitigate the effects of climate change.

• You enjoy working in a team setting but you’re comfortable managing your time and duties without constant oversight.

• You enjoy turning complex problems into easy solutions.

Additional Details

• CCEF is a remote-first organization, providing flexibility for team members to work from wherever they are most effective. This role is open to both remote and hybrid candidates, with a preference for Colorado-based candidates to support occasional in-person meetings and events.

• CCEF brings the full team together in person on a quarterly basis to support collaboration and connection.

• This role includes competitive pay, trusted time off, full benefits package (including medical, dental, vision, and life insurance for employees and dependents), and matching 401K corporate plan.

• The expected compensation for this role is between $65,000-$80,000 annually, depending on qualifications and experience.

To Apply

To be considered for this role, interested applicants must submit the following through CCEF’s Job Board:

1. a detailed cover letter expressing their interest and fit for the position, and

2. a CV/resume clearly outlining experience, abilities, and qualifications satisfying the needs of the organization.