Senior Commercial P&C Insurance Expert

We are currently looking for a Senior Insurance Expert with strong expertise in Commercial P&C and Underwriting for an immediate assignment with an established insurance organisation in Switzerland. The assignment is planned for approximately 3 to 4 months, with a hybrid working model, and is offered as a temporary assignment / staff leasing engagement. We are looking for an experienced professional who can contribute independently from day one and bring strong practical knowledge of the Swiss commercial insurance market.

Responsibilities & Tasks

• In this role, you will support the further development of commercial P&C underwriting structures, products and portfolio steering approaches. You will review existing risk appetite frameworks and underwriting principles and identify opportunities to strengthen the overall approach to commercial insurance.
• A key part of the assignment will be assessing existing SME insurance products, coverage concepts, underwriting guidelines, limits and deductibles. You will analyse current practices, compare them with relevant market standards and develop practical recommendations for improvement.
• You will also work on facility agreements, framework contracts and standardised product structures. This includes reviewing existing arrangements, identifying optimisation opportunities and helping to ensure that insurance solutions are clearly structured and commercially appropriate.
• Another important aspect will be the analysis of underwriting processes and workflows. You will identify potential improvements, document processes and develop practical work instructions where required. Close collaboration with Underwriting, Sales, Business Development and other stakeholders will be an important part of the role.
• You will also prepare and present your findings and recommendations to both specialist teams and senior management, translating complex insurance topics into clear and actionable proposals.

Requirements & Qualifications

• You have several years of professional experience within the Swiss Commercial Insurance market, ideally with a strong focus on SME and P&C business. Your background is likely to include a senior position in Underwriting, Technical Underwriting, P&C insurance or a comparable specialist function.
• You have a strong technical understanding of Property and/or Casualty insurance and are familiar with commercial risk assessment, underwriting standards and portfolio steering. Experience with risk appetite frameworks, underwriting guidelines, product development, underwriting limits or deductibles is highly relevant.
• Experience with facility agreements, framework contracts, coverage concepts or standardised SME insurance products would be particularly valuable. A good understanding of underwriting processes and the interaction between Underwriting, Sales and other business functions is also important.
• You are analytical, structured and pragmatic, with the ability to quickly understand existing structures and identify meaningful opportunities for improvement. You are comfortable working independently, taking ownership and communicating your recommendations clearly to both insurance specialists and senior stakeholders.
• Strong knowledge of the Swiss commercial insurance market is essential. Experience in areas such as Commercial Property, Commercial Liability, Engineering Insurance or other SME P&C products is highly relevant.
• German or French is required. English is an advantage.

Benefits & Culture

• This assignment offers the opportunity to work on relevant commercial insurance topics with a high degree of responsibility and visibility. You will collaborate with experienced professionals across different business functions while bringing your own expertise and market perspective into the organisation.
• The role combines technical insurance expertise with strategic and operational responsibilities, making it particularly interesting for professionals who enjoy improving existing structures rather than simply operating within them.
• You can expect a professional and collaborative working environment, direct stakeholder interaction, a high level of autonomy and the opportunity to deliver tangible improvements within a short period of time.