Senior Compliance Officer — E-Money & Payments

d operationally available.

• EUR3,000–EUR4,000 gross per month.

• Start as soon as possible.

Process

HR screen → interview with the Global Chief of Compliance → practical regulatory drafting exercise → references.and maintaining the MiCA policy set;

- preparing FCA submissions and responses to regulatory RFIs;

- designing and documenting the TFR / Travel Rule framework;

- documenting blockchain-analytics controls, including methodology, thresholds and exposure attribution;

- working with ICT on DORA and operational-resilience documentation;

- assessing new cryptoassets, chains, custody models and crypto counterparties;

- supporting Jersey VASP registration when prioritised.

Track 2 - E-Money & Payments

You will own work across the Latvian EMI application, UK AEMI authorisation and implementation of the Latvian PI licence.

Your work will include:

- drafting governance and internal-control narratives, policies and regulator responses;

- owning safeguarding methodology, account structure, reconciliation evidence, breach reporting and audit readiness;

- preparing own-funds, initial-capital and wind-down documentation;

- assessing payment products, payment-flow changes, agents, distributors and outsourcing arrangements;

- tracking regulatory commitments through implementation and verified closure.

Responsibilities shared by both tracks

- Draft substantive regulator-facing policies, procedures, risk assessments, control descriptions and application materials.

- Own document maps, regulatory requirement matrices and evidence rooms.

- Coordinate responses to regulators, external counsel and consultants while retaining ownership of the content.

- Translate regulatory requirements into practical product, operational and governance changes.

- Support regulatory reporting, audits, inspections and cross-cover during peak periods.

What we are looking for

- At least five years of regulatory compliance experience, including three years inside an entity authorised by a national competent authority in the relevant perimeter.

- Personal authorship of substantive regulator-facing documents. You should be able to explain what you wrote, what the regulator challenged and how the issue was resolved.

- Experience taking an authorisation or registration through submission and regulator review.

- Ability to navigate primary legislation and guidance independently and distinguish legal requirements from risk appetite.

- Experience across more than one regulator or clear evidence that your regulatory reasoning transfers between jurisdictions.

- Practical understanding of transaction monitoring, sanctions screening, case management and blockchain analytics controls.

- Fluent professional English and strong written drafting.

For the Crypto track, you will also need hands-on MiCA/CASP, FCA cryptoasset or comparable NCA-licensed VASP experience, plus practical knowledge of the Travel Rule and blockchain-analytics control design.

For the Payments track, you will also need hands-on EMI/PI authorisation experience and personal ownership of safeguarding, governance or wind-down documentation.

Operational KYC, CDD or transaction-monitoring experience alone is not sufficient for either position. CAMS, ICA or similar certifications are welcome, but drafting quality and authorisation experience matter more.

Why join

- Work on the rare combination of MiCA CASP, PI, EMI and UK crypto authorisation programmes.

- Own regulator-facing work rather than support a case queue.

- See your policies and controls translated directly into live product and business decisions.

- Work across jurisdictions without automatically taking statutory MLRO responsibility.

- Join a remote-first European team with direct access to senior compliance leadership.

Working model

- Location: approved European engagement locations; remote or hybrid.

- Working hours: at least four hours of overlap with the European working day.

- Travel: occasional trips to Riga.

- Contract: long-term B2B, or employment where legally and operationally available.

- Compensation: EUR3,000-EUR4,000 gross per month.

- Start: as soon as possible.

Interview process

The process will test the specific track most relevant to your experience, including a written exercise focused on regulatory drafting. We do not expect one candidate to cover both specialisations.

The base pay range for this role is €3,000 – €4,000 per month.