Senior Consultant – Digital Finance

Senior Consultant – Digital Finance London | Hybrid | Payments, E-Money & Digital Assets Cosegic’s Digital Finance practice is scaling rapidly. We advise high-growth fintechs, regulated payment institutions and digital asset firms navigating FCA authorisation, operational risk uplift and regulatory change. This is a role for someone who wants to operate at the frontier of UK digital finance - not just maintain compliance, but shape it. The Opportunity You will: Lead client engagements across payments, e-money and digital assets Design and review operational and enterprise risk frameworks Deliver compliance monitoring, audit and remediation programmes Support FCA authorisations, variations and regulatory change projects Provide board-level insight on regulatory positioning You will also: Build and manage your own client portfolio Actively horizon scan regulatory and market developments Translate emerging policy into client strategy and thought leadership Develop and maintain a professional network that drives commercial opportunity This is advisory with ownership. What We’re Looking For Experience in fintech, payments, e-money or digital assets gained in a regulated firm, consultancy, audit or supervisory environment. Strength in operational/enterprise risk and/or digital asset compliance. Commercial awareness, intellectual curiosity and comfort operating in fast-moving regulatory environments are essential. Why Join You will work directly with founders, CROs, CCOs, MLROs and boards - influencing how digital finance firms respond to regulatory change. At Cosegic, we support 800+ firms. We are building a market-leading Digital Finance 2.0 proposition focused on strategic advisory, risk intelligence and long-term client partnerships. If you want to help build a practice and your own profile this is that platform. Benefits and Perks 25 days annual leave Hybrid working from our London, Cannon Street office Ability to work from abroad (up to 21 working days per year) Private Medical Insurance and Health Cash Plan Employee Benefit Trust Unlimited one to one coaching with MoreHappi Coaching Employee Benefits Platform, including Cycle to Work Scheme and Pluxe Card Tusker Electric Car Scheme Employee Assistance Programme (including counselling sessions) Pension Scheme Learning and development opportunities Volunteering, fundraising and fun company events About Us. At Cosegic, we help firms rule the rules. We are a specialist compliance consultancy supporting financial services firms to navigate regulation with confidence and clarity. From FCA authorisation to ongoing compliance, prudential oversight and complex regulatory change, we provide practical, commercially focused advice that enables firms not just to meet requirements but to move forward with certainty. Our team of experienced regulatory specialists works in focused practice areas, delivering deep technical expertise with a proactive mindset. We partner with firms across the financial services spectrum, including investment managers, private markets firms, brokers, capital markets participants, wealth managers, payments firms, crypto businesses, consumer credit providers, and insurance and lending institutions. Our expertise extends across financial crime and AML compliance, strengthened by our acquisition of FINTRAIL, which enhances our capability to support firms in building robust, risk-based financial crime frameworks in increasingly complex regulatory environments. Our approach combines strategic advice, embedded compliance support, online training and our proprietary technology platform, MyCosegic giving clients greater visibility, stronger governance and more control. We support over 800 firms across the UK and internationally. As regulation evolves, so do we by continually strengthening our expertise, refining our tools and helping our clients turn regulatory complexity into competitive advantage. At Cosegic, compliance isn’t just about keeping up. It’s about staying ahead. Our People. We are proud to be recognised as one of the UK’s best workplaces for Consultancy and Professional Services by Great Place to Work. The investment in our people is our first priority; they are what make the Cosegic difference. We foster a culture of Ambition, where people are encouraged to grow and push boundaries; Alliance, where collaboration and trust are at the heart of how we work; Authenticity, where individuals are valued for who they are and can speak openly and honestly; and Agency, where everyone is empowered to take ownership and make an impact. We are a diverse and inclusive team that supports each other, without egos, politics, or silos. We work hard to create an environment where everyone feels respected and heard, because this brings out the best in our people and the best service for our clients. We are committed to helping our clients win, by delivering innovative, expert solutions and building lasting partnerships rooted in trust and excellence. This is a full-time, permanent role worked Monday to Friday on a hybrid basis (2days/week at home and 3 days/week in the office). There is currently no deadline to apply, however, applications will be considered on a first come first serve basis and this opportunity will be closed once the right candidate has been found. We only accept applicant CVs from individuals who have the right to work in the UK. Please note, we would like to thank all applicants for their interest in Cosegic. Due to the volume of applications received only those shortlisted will be contacted. If you have not received a response within 20 working days, please assume your application has not been successful.