Senior Credit Analyst

Are you looking to power the next leap in the exciting world of advanced electronics? Do you want to help solve problems that drive success in the rapidly evolving technology and connectivity landscape? Then bring your problem-solving, passion, and creativity to help us power the next leap in electronics.

At Qnity, we’re more than a global leader in materials and solutions for advanced electronics and high-tech industries – we’re a tight-knit team that is motivated by new possibilities, and always up for a challenge. All our dedicated teams contribute to making cutting-edge technology possible. We value forward-thinking challengers, boundary-pushers, and diverse perspectives across all our departments, because we know we play a critical role in the world enabling faster progress for all. Learn how you can start or jumpstart your career with us.

Job Responsibilities / 岗位职责

• Manage and monitor customer credit exposure, accounts receivable performance and collection activities to proactively identify credit risks, improve cash flow and reduce past-due balances.
  管理并持续监控客户信用风险敞口、应收账款表现及催收情况，主动识别潜在信用风险，改善现金流，并降低逾期应收账款余额。
• Proactively resolve complex credit and collection issues and work closely with customers and internal stakeholders to achieve working capital objectives and balance credit risk with business needs.
  主动解决复杂的信用及应收账款催收问题，与客户及内部相关团队密切合作，在有效控制信用风险的同时兼顾业务需求，支持营运资金目标的达成。
• Partner with Sales and business teams to understand customer credit requirements and provide practical credit solutions that support business growth while maintaining appropriate risk controls.
  与销售及业务团队紧密合作，深入了解客户信用需求，在保持适当风险控制的前提下，提供切实可行的信用解决方案，支持业务发展。
• Review existing Credit processes and identify opportunities for simplification, standardization and automation to improve operational efficiency, control and user experience.
  定期审视现有信用管理流程，识别流程简化、标准化及自动化机会，以提升运营效率、内部控制水平及用户体验。
• Lead or coordinate Credit-related improvement initiatives from requirement identification and process design through testing, implementation and post-implementation follow-up.
  主导或协调信用管理相关的流程改善项目，涵盖需求识别、流程设计、测试、上线实施及上线后的持续跟进。
• Drive continuous improvement of Credit tools, reports and analytics, including SAP-related solutions, reporting tools, dashboards and workflow enhancements.
  持续推动信用管理相关工具、报表及数据分析能力的优化，包括 SAP 相关解决方案、报表工具、Dashboard 及工作流程等方面的改进。
• Act as a key Credit representative and subject matter expert (SME) in regional and cross-functional projects, ensuring Credit requirements and operational considerations are properly incorporated into project design and implementation.
  作为区域性及跨职能项目中的主要信用管理代表及领域专家（SME），确保信用管理相关的业务需求、风险控制要求及实际运营需求能够充分纳入项目设计与实施方案。
• Coordinate Credit-related projects and initiatives from planning through implementation, including requirement gathering, stakeholder alignment, testing, deployment and post-implementation review.
  负责协调信用管理相关项目及改善计划，从项目规划到落地实施，包括需求收集、相关方协调与共识建立、测试、上线以及实施后的回顾与优化。
• Develop and maintain project plans, key milestones, deliverables and action items, and proactively follow up with stakeholders to ensure project progress and timely completion.
  制定并维护项目计划、关键里程碑、交付成果及行动事项，主动跟进相关方，推动项目按计划进展并确保及时完成。

Job Requirements / 任职要求

Minimum Requirements / 基本要求

• Bachelor’s degree in Accounting, Finance or a related discipline.
  会计、财务或相关专业本科及以上学历。
• Relevant experience in Credit, Accounts Receivable, Finance Operations or related areas, with solid understanding of credit risk and collection processes.
  具备信用管理、应收账款、财务运营或相关领域工作经验，并熟悉信用风险及应收账款催收流程。
• Strong analytical and problem-solving skills, with the ability to independently assess issues and recommend practical solutions.
  具备较强的分析及问题解决能力，能够独立判断问题并提出切实可行的解决方案。
• Strong written and verbal communication skills in English, with the ability to work effectively in a regional and cross-functional environment.
  具备良好的英语书面及口头沟通能力，能够适应区域性及跨职能的工作环境。
• Advanced Excel and PowerPoint skills, with strong data analysis and business presentation capabilities.
  熟练使用Excel及PowerPoint，具备较强的数据分析及业务汇报能力。

Preferred Qualifications / 优先考虑条件

• Experience in multinational companies and/or supporting Asia-Pacific businesses or customers.
  具备跨国公司和/或亚太地区业务支持经验。
• Knowledge of SAP, Business Warehouse (BW), Power BI, Power Automate or other reporting/workflow automation tools.
  熟悉SAP、Business Warehouse（BW）、Power BI、Power Automate或其他报表及流程自动化工具。
• Experience in Finance/Credit transformation, process improvement, automation or system implementation projects.
  具备财务/信用管理转型、流程改善、自动化或系统实施项目经验。
• Additional language capability, such as Japanese or Korean, is a plus.
  掌握日语、韩语等其他语言者优先。

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Qnity is an equal opportunity employer. Qualified applicants will be considered without regard to race, color, religion, creed, sex, sexual orientation, gender identity, marital status, national origin, age, veteran status, disability or any other protected class. If you need a reasonable accommodation to search or apply for a position, please visit our Accessibility Page for Contact Information.

Qnity offers a comprehensive pay and benefits package. To learn more visit the Compensation and Benefits page.

We use Artificial Intelligence (AI) to enhance our recruitment process.

About Us

Join a global leader making tomorrow’s technologies possible, from AI to advanced computing and beyond. Here, your ideas spark innovation, your curiosity drives progress, and your journey powers the next leap in electronics.

Qnity is an equal opportunity employer. Qualified applicants will be considered without regard to race, color, religion, creed, sex, sexual orientation, gender identity, marital status, national origin, age, veteran status, disability or any other protected class. If you need a reasonable accommodation to search or apply for a position, please visit our