Senior Data Scientist

Key Responsibilities

• Analyse large, complex datasets to uncover patterns, insights, and trends that inform business decisions.
• Build and deploy machine learning models to forecast financial outcomes, detect fraud, optimise credit risk, and enhance customer personalisation.
• Develop and improve algorithms for financial services such as pricing or risk assessment.
• Create compelling visualisations and dashboards to communicate findings to stakeholders.
• Collaborate with risk managers, engineers, and commercial teams to integrate data-driven insights into our products and strategies.
• Partner with the data and ML engineering team to ensure data pipelines are robust, scalable, and optimised for analysis and inference.
• Contribute to best practices in MLOps and model lifecycle management.

Skills, Knowledge & Expertise

• Proven experience as a data scientist within a fintech Strong proficiency in Python and SQL for data manipulation, analysis, and model development.
• Hands-on experience with a wide range of machine learning algorithms and foundational MLOps practices.
• Ability to design and build predictive models that solve real business problems.
• Skilled at translating complex data into clear, actionable insights for technical and non-technical audiences.
• Experience working with financial or transactional datasets is a plus.

Job Benefits

• Award-Winning Workplace: YouLend has been recognised as one of the “Best Places to Work in 2024, 2025 and 2026” by the Sunday Times for being a supportive, diverse, and rewarding workplace.
• Award-Winning Fintech: YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC.

• We have developed powerful solutions, secured significant partnerships, and are growing rapidly.
• The global opportunity is still massive, and YouLend is a raw organisation where we are only just getting started.

• High-growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with the business).
• Well-capitalised with supportive private equity backing.
• Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets.

• A high-quality team that pushes each other to succeed through direct feedback and aligned incentives.
• Strong, transparent team culture: we have each other’s backs.
• Independent work environment where results matter.
• Data-driven culture and emphasis on speed (anti-red tape).

• Private Medical Insurance (via Vitality)
• EAP with Health Assured
• Enhanced Maternity and Paternity Leave
• Great office space (including a gym!) in Central London
• Subsidised lunch (via Feedr)
• Deliveroo allowance if working late in the office
• Monthly in-office masseuse
• Team and Company socials
• Sports clubs