Senior Fund Transfer Specialist

🏗 We're Hiring: Senior Fund Transfer Specialist

📍 Location: United Arab Emirates (Remote)

🕒 Employment Type: Full-Time

💼 Experience Level: Mid-Level to Senior

🌐 Work Arrangement: Fully Remote

About Us

We are a construction-focused organization committed to financial integrity, operational efficiency, effective risk management, and transparent business practices. Our teams collaborate across Finance, Treasury, Procurement, Commercial, Legal, Project Management, and Executive Leadership to ensure reliable financial operations and support international project delivery.

The Role

We are seeking an experienced Senior Fund Transfer Specialist to oversee fund transfer operations, payment processing, transaction verification, and cash movement activities across the organization. The successful candidate will ensure accurate and timely transfers, maintain strong financial controls, monitor transaction exceptions, and support compliance with internal policies and applicable banking requirements.

Key Responsibilities

• Coordinate domestic and international fund transfers across approved banking channels.
• Process and verify payment instructions, beneficiary details, transfer amounts, currencies, and supporting documentation.
• Review fund transfer requests to ensure appropriate authorization and compliance with delegated approval limits.
• Monitor payment status, settlement timelines, transfer confirmations, and outstanding transactions.
• Coordinate with banks, financial institutions, Treasury, Accounts Payable, and Accounts Receivable teams to resolve payment issues.
• Manage foreign currency transfers and support cross-border payments related to suppliers, contractors, consultants, and project operations.
• Reconcile transfer records against bank statements, payment reports, and internal accounting systems.
• Investigate failed, delayed, duplicated, rejected, or incorrectly processed transfers.
• Verify beneficiary account information and apply established controls to reduce payment fraud and misdirection risks.
• Monitor transaction limits, liquidity requirements, cut-off times, and bank processing schedules.
• Maintain accurate records of transfer instructions, approvals, confirmations, fees, and supporting documents.
• Support daily cash positioning, fund allocation, and treasury reporting activities.
• Ensure compliance with internal financial controls, anti-fraud procedures, sanctions screening requirements, and applicable regulations.
• Escalate suspicious transactions, unusual payment requests, and material operational discrepancies through established channels.
• Support payment investigations, bank queries, audit requests, and financial control reviews.
• Prepare reports covering transfer volumes, processing times, transaction exceptions, bank charges, and outstanding issues.
• Identify opportunities to improve payment workflows, reconciliation processes, and transfer automation.
• Assist with testing and implementation of banking platforms, payment systems, and treasury technology enhancements.
• Maintain confidentiality when handling banking credentials, account information, financial records, and sensitive payment data.
• Perform other fund transfer, treasury operations, payment administration, and financial control duties as assigned by management.

Qualifications and Experience

• Bachelor's degree in Finance, Accounting, Banking, Business Administration, or a related discipline.
• Relevant experience in fund transfers, payment operations, treasury, banking, or financial transaction processing.
• Strong understanding of domestic and international payment methods, bank settlement processes, and foreign exchange transfers.
• Familiarity with SWIFT payments, electronic banking platforms, payment reconciliation, and banking documentation.
• Knowledge of financial controls, transaction authorization, fraud prevention, and applicable compliance requirements.
• Proficiency in Microsoft Excel and financial or treasury management systems.
• Strong analytical, numerical, problem-solving, and organizational skills.
• Excellent communication and coordination abilities when working with banks and internal stakeholders.
• High standards of accuracy, integrity, confidentiality, and accountability.

Preferred Certifications

• Association of Chartered Certified Accountants (ACCA)
• Certified Treasury Professional (CTP)
• Association of Corporate Treasurers (ACT) qualifications
• Relevant banking, payments, or treasury operations certifications

Key Performance Indicators (KPIs)

• Accuracy and timeliness of fund transfers.
• Percentage of transactions completed within established cut-off times.
• Reduction in failed, delayed, duplicated, and incorrectly processed payments.
• Timeliness of transfer reconciliation and exception resolution.
• Compliance with authorization procedures and financial controls.
• Reduction in payment processing errors and operational risks.
• Quality of transaction documentation and audit readiness.

What We Offer

• Competitive compensation based on experience and qualifications.
• Fully remote working arrangements.
• Opportunities to contribute to international treasury and payment operations.
• Collaboration with multidisciplinary teams supporting construction projects.
• Professional development and continuous learning opportunities.
• A supportive environment that values accuracy, integrity, and operational excellence.

How to Apply

Interested candidates are invited to submit an updated CV and cover letter highlighting their fund transfer experience, payment operations expertise, and relevant professional qualifications.

• Join our team and help ensure secure, accurate, and efficient financial transfers across our operations.