Senior Liquidity Planning Specialist

We're Hiring: Senior Liquidity Planning Specialist

Location: United Arab Emirates (Remote)

Employment Type: Full-Time

Experience Level: Senior

Work Arrangement: Fully Remote

About Us

We are a globally focused organization committed to maintaining strong liquidity, financial resilience, treasury discipline, and sustainable business performance across diverse markets.

Our Finance and Treasury teams collaborate across Cash Management, FP&A, Accounting, Banking, Tax, Investments, Risk, Procurement, Operations, and senior leadership to forecast liquidity requirements, optimize funding resources, manage financial risks, and support informed business decisions.

The Role

We are seeking an experienced Senior Liquidity Planning Specialist to lead liquidity forecasting, cash-flow planning, funding analysis, liquidity risk monitoring, scenario modelling, and treasury planning activities.

The ideal candidate will provide forward-looking visibility of the organization's liquidity position, identify potential funding gaps and surplus cash opportunities, develop stress scenarios, and translate financial and operational information into actionable liquidity recommendations for Treasury and senior management.

Key Responsibilities

• Develop and maintain comprehensive liquidity-planning frameworks aligned with treasury and business objectives.
• Lead short-, medium-, and long-term liquidity forecasting activities.
• Prepare daily, weekly, monthly, quarterly, and annual liquidity forecasts as required.
• Consolidate cash-flow information across entities, business units, currencies, and jurisdictions.
• Develop rolling liquidity forecasts using historical cash flows, budgets, business plans, contractual commitments, and operational assumptions.
• Analyze expected cash inflows and outflows and assess their timing, certainty, and liquidity impact.
• Monitor opening cash balances, forecast receipts, planned payments, financing activities, investments, and closing liquidity positions.
• Identify emerging liquidity surpluses and potential funding shortfalls.
• Establish appropriate minimum cash and liquidity-buffer requirements.
• Monitor liquidity against approved limits, thresholds, and risk appetite.
• Perform actual-versus-forecast analysis and investigate material liquidity variances.
• Identify recurring forecasting errors and improve assumptions, methodologies, and data inputs.
• Partner with FP&A to incorporate budgets, forecasts, strategic plans, and business scenarios into liquidity models.
• Work with Accounts Receivable and Commercial teams to assess collection timing, customer receipts, and working-capital assumptions.
• Collaborate with Accounts Payable, Procurement, Payroll, Tax, and Operations teams to understand future payment requirements.
• Incorporate debt maturities, interest payments, capital expenditure, tax obligations, leases, dividends, and other contractual commitments into liquidity forecasts.
• Coordinate with Treasury teams on planned borrowing, debt repayment, intercompany funding, and liquidity movements.
• Assess the timing and availability of committed credit facilities and other funding sources.
• Monitor undrawn facilities, borrowing capacity, covenant requirements, and funding headroom.
• Develop funding-gap analysis and recommend appropriate financing actions.
• Support decisions regarding short-term borrowing, cash concentration, intercompany funding, and surplus-cash deployment.
• Analyze the liquidity impact of major investments, acquisitions, projects, capital expenditures, and strategic initiatives.
• Develop scenario and sensitivity analyses for key liquidity drivers.
• Perform liquidity stress testing under adverse business, market, operational, and financial conditions.
• Model scenarios involving revenue declines, delayed collections, increased expenditures, funding disruptions, FX movements, interest-rate changes, and unexpected cash requirements.
• Assess liquidity resilience under base-case, downside, severe, and recovery scenarios.
• Establish early-warning indicators for emerging liquidity pressure.
• Monitor liquidity risk indicators and escalate material concerns to Treasury and senior management.
• Analyze concentration risks across banks, entities, currencies, customers, and funding sources.
• Monitor liquidity requirements by legal entity and jurisdiction.
• Assess cross-border cash movement constraints and potential funding requirements.
• Support cash pooling, sweeping, and cash-concentration strategies.
• Coordinate with Cash Management teams to ensure liquidity is available in the correct accounts and currencies.
• Monitor foreign-currency liquidity requirements and assess the impact of FX movements on funding needs.
• Coordinate with Treasury teams regarding operational FX requirements and currency funding.
• Support interest-rate and funding-cost analysis related to liquidity decisions.
• Maintain accurate liquidity-planning models, assumptions, schedules, and supporting documentation.
• Establish standardized liquidity forecasting methodologies and data definitions.
• Improve the quality, consistency, and timeliness of liquidity data received from business and finance teams.
• Develop liquidity dashboards and management reports covering forecast balances, funding needs, liquidity headroom, and key risk indicators.
• Present liquidity forecasts, scenarios, risks, and recommendations to Treasury leadership and senior management.
• Explain key liquidity movements and forecast changes in clear business terms.
• Maintain documentation supporting liquidity assumptions, methodologies, scenarios, and management decisions.
• Support treasury budgeting, strategic planning, and annual funding-plan development.
• Coordinate with Risk teams on liquidity-risk assessments, stress testing, and contingency planning.
• Support development and maintenance of contingency funding plans.
• Define liquidity actions and escalation procedures for potential funding stress or unexpected cash requirements.
• Participate in treasury transformation, liquidity-model enhancement, ERP implementation, and treasury-system projects.
• Improve liquidity forecasting through automation, data integration, analytics, and scenario-modelling capabilities.
• Monitor emerging treasury technologies and analytical techniques that can improve liquidity planning.
• Support internal and external audits by providing liquidity models, forecasts, assumptions, reconciliations, and supporting evidence.
• Ensure liquidity-planning activities comply with treasury policies, internal controls, and applicable financial requirements.
• Mentor junior treasury and liquidity-planning professionals and provide technical guidance.

Key Performance Indicators

• Liquidity forecast accuracy
• Short-term cash forecast accuracy
• Medium-term liquidity forecast accuracy
• Forecast variance
• Forecast timeliness
• Liquidity visibility
• Minimum liquidity compliance
• Liquidity buffer adequacy
• Funding-gap identification accuracy
• Funding requirement forecast accuracy
• Liquidity headroom
• Available funding capacity
• Undrawn facility utilization
• Cash-flow forecast completeness
• Forecast assumption accuracy
• Actual-versus-forecast variance resolution
• Working-capital forecast accuracy
• Receivables timing forecast accuracy
• Payables timing forecast accuracy
• Capital expenditure forecast accuracy
• Tax payment forecast accuracy
• Debt maturity forecast accuracy
• Interest-payment forecast accuracy
• Liquidity stress-test completion
• Stress-scenario coverage
• Liquidity risk early-warning effectiveness
• Liquidity limit compliance
• Treasury policy compliance
• Funding-cost optimization
• Interest expense management
• Surplus-cash optimization
• Cash concentration effectiveness
• Intercompany funding efficiency
• Currency liquidity coverage
• Bank and funding-source diversification
• Liquidity reporting timeliness
• Management reporting accuracy
• Liquidity dashboard data quality
• Forecast model integrity
• Scenario-model reliability
• Liquidity planning process efficiency
• Automation adoption
• Liquidity-risk issue resolution
• Contingency funding plan readiness
• Audit finding resolution
• Stakeholder satisfaction
• Liquidity planning improvement initiatives

Ideal Candidate

The successful candidate should have strong experience in liquidity planning, treasury, cash-flow forecasting, financial planning, corporate finance, funding analysis, or financial risk management, preferably within a multinational, complex, financial, commercial, or geographically distributed organization.

The candidate should demonstrate:

• Strong understanding of liquidity management and corporate treasury principles.
• Proven experience developing short-, medium-, and long-term liquidity forecasts.
• Strong cash-flow modelling and forecasting capabilities.
• Experience analyzing cash inflows, outflows, working capital, funding requirements, and liquidity buffers.
• Strong understanding of treasury funding structures and liquidity sources.
• Experience modelling debt maturities, interest payments, capital expenditure, taxes, dividends, and other major cash commitments.
• Strong scenario-analysis and sensitivity-modelling capabilities.
• Experience performing liquidity stress testing and downside analysis.
• Ability to identify potential liquidity gaps and develop appropriate mitigation strategies.
• Strong understanding of cash pooling, cash concentration, sweeping, and intercompany funding.
• Knowledge of foreign-currency liquidity and cross-border cash requirements.
• Experience working with Treasury, FP&A, Accounting, Banking, Risk, Tax, Procurement, and Operations teams.
• Strong analytical and quantitative skills.
• Advanced spreadsheet and financial-modelling capabilities.
• Experience with treasury management systems, ERP platforms, financial planning tools, or liquidity analytics solutions.