Senior Loan Analyst (Real Estate)

About the Role

Our Client is seeking an experienced Senior (Real Estate) Loan Analyst to work remotely and fill a critical role as part of our growing private lending platform. This position supports primarily loan underwriting, in addition to business development efforts and is designed for a highly motivated professional who thrives in an entrepreneurial environment and takes pride in producing accurate, thoughtful work.

We are looking for someone with 3 to 5+ years of commercial real estate underwriting, commercial real estate lending, or principal-side investment experience who can operate independently, manage multiple priorities, and contribute meaningfully across a fully integrated hard money lending platform. This is a senior-level role with direct exposure to live transactions, senior decision-makers, and the full real estate loan lifecycle. Candidates must have experience underwriting commercial real estate transactions. Strong commercial real estate valuation skills are essential.

Key Responsibilities

Commercial Real Estate Underwriting and Credit Analysis

• Perform detailed underwriting of commercial and residential bridge loans secured by multifamily,

industrial, retail, office and residential properties

• Analyze rent rolls, property-level cash flow, guarantor financial strength, and business plans to assess credit

risk and repayment capacity.

• Analyze commercial property valuation using income capitalization and sales comparison methods

• Evaluate lease structures, tenant quality, market rents, and occupancy trends

• Assess bridge loan exit strategies involving value-add, lease-up and mid-construction completion scenarios

• Conduct sensitivity and downside analysis to evaluate collateral protection and principal recovery in

downside scenarios

• Prepare clear and concise underwriting summaries and internal credit memoranda

• Assist with post-closing asset monitoring, extensions, modifications, and payoff analysis

Business Development and Deal Support

• Support inbound deal screening and preliminary feasibility reviews

• Assist senior team members with borrower and broker follow-up and data requests

• Conduct market research, comparable sales analysis, and submarket overviews

• Help maintain accurate and organized deal pipeline data within Salesforce CRM

• Assist with investor-facing deal narratives and internal reporting as needed

Platform and Process Support

• Operate within a fully integrated hard money lending platform including CRM, underwriting models, and

servicing systems

• Coordinate across origination, underwriting, asset management, and investor relations teams

• Maintain organized digital files and documentation throughout the loan lifecycle

• Identify inefficiencies and recommend improvements to existing processes

• Use SDC’s proprietary technology and workflows to support a high-quality borrower and investor

experience

Required Qualifications

• 3 to 5+ years of experience in underwriting commercial real estate loans or investments

• Willingness and ability to work consistent US business hours (Pacific Time)

• Strong understanding of commercial real estate fundamentals including valuation, cash flow analysis, and

loan structures

• Exceptional attention to detail with a high standard for accuracy and completeness

• Strong written and verbal communication skills in English

• Self-motivated and comfortable working independently in a remote environment

• Ability to manage multiple deals and priorities simultaneously

• Advanced Excel skills for financial analysis

• Prior experience working remotely with a US-based team preferred

Preferred Qualifications

• Experience as a commercial banker

• Experience in private lending, hard money lending, bridge loans, or construction lending

• Familiarity with Salesforce or similar CRM platforms

• Experience supporting business development or transaction teams

• Exposure to US real estate markets

• Background working in a fast-paced, entrepreneurial organization

Personal Characteristics We Value

• Entrepreneurial mindset with a strong sense of ownership

• Organized, proactive, and accountable

• Helpful, patient, and service-oriented

• Comfortable learning new systems and adapting to evolving processes

• Collaborative team player who communicates clearly and professionally

• Motivated to grow with the company over the long term

What We Offer

• Competitive compensation based on experience

• Long-term, stable remote role with a growing US-based lender

• Real-time training and direct support from senior leadership

• Exposure to the full lifecycle of real estate lending transactions

• Opportunity for professional growth and expanded responsibilities

Application Instructions

Qualified candidates should submit a resume highlighting relevant real estate and underwriting experience.

• Shortlisted candidates may be asked to complete a skills assessment or case study as part of the interview process.