Senior Reinsurance Treaty Specialist

Job Title: Senior Reinsurance Treaty Specialist

Location: United Arab Emirates (Remote)

Employment Type: Full-Time

Work Arrangement: 100% Remote — Work From Home

Level: Senior

About the Role

The Senior Reinsurance Treaty Specialist is responsible for supporting the administration, analysis, documentation, and performance monitoring of reinsurance treaty arrangements. This role focuses on treaty structure review, contractual data management, premium and commission calculations, claims recoveries, bordereaux reconciliation, and reinsurer relationship coordination. The successful candidate will help maintain accurate treaty records, monitor contractual obligations, and support effective reinsurance operations while ensuring that treaty administration activities align with internal controls and applicable regulatory requirements.

Key Responsibilities

• Review and administer proportional and non-proportional reinsurance treaties, including quota share, surplus, excess of loss, and other treaty structures.
• Analyze treaty wording, schedules, endorsements, exclusions, limits, retention levels, reinstatement provisions, and contractual conditions.
• Maintain accurate treaty records, renewal documentation, contractual data, and reinsurance system information.
• Coordinate treaty renewal processes, including data collection, exposure analysis, submission preparation, and documentation tracking.
• Review ceded premium calculations, commissions, brokerage, profit commissions, adjustments, and settlement statements.
• Monitor treaty premium and claims bordereaux for completeness, accuracy, and compliance with contractual requirements.
• Reconcile ceded premiums, recoverables, paid claims, outstanding balances, and reinsurer accounts.
• Investigate discrepancies involving treaty calculations, accounting entries, claims allocations, and settlement amounts.
• Support the assessment and allocation of claims recoveries in accordance with applicable treaty terms and attachment requirements.
• Monitor treaty limits, aggregate exposures, reinstatements, exhaustion levels, and remaining capacity.
• Coordinate remotely with cedants, reinsurers, brokers, actuarial teams, claims departments, finance teams, and external service providers.
• Review treaty performance reports and analyze loss ratios, premium development, recovery trends, and portfolio experience.
• Support catastrophe exposure analysis and accumulation reporting in coordination with actuarial and risk management teams.
• Prepare treaty summaries, renewal comparison reports, reconciliation schedules, and management information.
• Monitor outstanding treaty balances, recovery delays, settlement disputes, and unresolved accounting items.
• Support treaty audits, reinsurer account reviews, internal control assessments, and regulatory evidence preparation.
• Monitor changes in reinsurance market practices, contractual standards, and relevant regulatory requirements.
• Recommend improvements to treaty administration workflows, data quality controls, reporting procedures, and reconciliation processes.
• Provide technical guidance to junior reinsurance specialists and support consistent application of treaty administration standards.

Qualifications and Experience

• Bachelor's degree in Insurance, Finance, Accounting, Actuarial Science, Risk Management, or a related discipline.
• Significant experience in reinsurance treaty administration, reinsurance operations, treaty accounting, or a related insurance function.
• Strong knowledge of proportional and non-proportional treaty structures and their contractual mechanics.
• Experience reviewing treaty wordings, endorsements, schedules, exclusions, retentions, limits, and reinstatement provisions.
• Understanding of ceded premium calculations, commissions, brokerage, claims recoveries, and treaty settlement processes.
• Experience reconciling reinsurance accounts, premium bordereaux, claims bordereaux, and recoverable balances.
• Knowledge of reinsurance accounting principles, technical provisions, and relevant financial reporting requirements.
• Familiarity with reinsurance systems, insurance administration platforms, and financial reporting tools.
• Proficiency in Microsoft Excel, data analysis, reconciliation, and management reporting.
• Understanding of treaty renewal cycles, market negotiations, placement documentation, and reinsurer relationship management.
• Familiarity with catastrophe exposure reporting, accumulation monitoring, and portfolio performance analysis.
• Strong analytical, numerical, and problem-solving skills.
• Excellent written communication, documentation, and stakeholder coordination capabilities.
• Ability to manage multiple treaty portfolios, deadlines, and complex contractual records independently.
• Professional insurance or reinsurance qualifications, such as ACII, CPCU, or equivalent, are advantageous.

What We Offer

• Fully remote working arrangement within the stated UAE-based role framework.
• Competitive compensation aligned with experience and reinsurance expertise.
• Opportunities to support diverse treaty portfolios and complex international reinsurance arrangements.
• Professional development in treaty structures, reinsurance accounting, portfolio analysis, and market practices.
• Collaborative working environment with opportunities for specialist and leadership career progression.

How to Apply

Interested candidates should submit an updated CV highlighting their reinsurance treaty experience, knowledge of treaty structures, accounting and reconciliation capabilities, and relevant professional qualifications.

Application Subject: Application – Senior Reinsurance Treaty Specialist (UAE Remote)

• Candidates should confirm applicable employment arrangements, residency requirements, and work authorization before accepting an offer. Treaty documentation review, premium analysis, bordereaux reconciliation, recovery monitoring, and operational coordination may be performed remotely. Physical inspections, on-site loss surveys, and evidence collection requiring local presence must be undertaken by qualified local professionals. Binding treaty placement commitments, contractual execution, coverage and recovery determinations, settlement approvals, payment releases, regulatory submissions, and statutory financial or compliance sign-offs must be performed or authorized by appropriately licensed or designated professionals in accordance with applicable requirements and internal governance frameworks.