Senior Software Engineer

Branch Overview Branch is a leading AI-based lending fintech with 50M+ downloads across India and Africa. We use alternative data to reach millions of people that are largely excluded from the financial sector. Headquartered in Silicon Valley with operations in India, Nigeria and Kenya, Branch is a for-profit, socially conscious company built for scale and impact. Our mission-driven team—founded and led by the former CEO of Kiva.org—now spans 400+ employees globally. We’re backed by investors such as Andreessen Horowitz, Visa, and the IFC. Job Overview Branch launched in India in early 2019 and has seen rapid adoption and growth. In 2026 we are building out a full Engineering team in India to accelerate our success here. This team will work closely with our engineering team (based in the United States, Nigeria, and Kenya) to strengthen the capabilities of our existing product and build out new product lines for the company. You will work closely with our Product and Data Science teams to design and maintain multiple technologies, including our API backend, credit scoring and underwriting systems, payments integrations, and operations tools. We face numerous interesting technical challenges ranging from maintaining complex financial systems to accessing and processing creative data sources for our algorithmic credit model. As a company, we are passionate about our customers, fearless in the face of barriers, and driven by data. As an engineering team, we value bottom-up innovation and decentralized decision-making: We believe the best ideas can come from anyone in the company, and we are working hard to create an environment where everyone feels empowered to propose solutions to the challenges we face. We are looking for individuals who thrive in a fast-moving, innovative, and customer-focused setting. Here are some things you’ll do Build customer facing and internal products and APIs with industry best practices around security and performance in mind. Influence and shape the company’s technical and product roadmap by providing timely and accurate inputs and owning various outcomes. Collaborate with peers in other functional areas (Android, Machine Learning, Data, Devops, etc.) to identify potential growth areas and systems needed. Guide and mentor other younger engineers around you. Scaling our backend services to ever-growing levels of traffic and complexity. Minimum Requirements You have strong experience (8+ years) of designing, coding, and shipping backend software for web-based or mobile products. Experience coordinating and collaborating with various business stakeholders and company leadership on critical functional decisions and technical roadmap. You have strong knowledge of software development fundamentals, including relevant background in computer science fundamentals, distributed systems, data storage, and agile development methodologies. You are able to utlize your knowledge and expertise to code and ship quality products in a timely manner. You have functional knowledge of other technical areas such as Android, Machine Learning, DevOps, etc and can contribute to related discussions and decisions. You are pragmatic and combine a strong understanding of technology and product needs to arrive at the best solution for a given problem. You are highly entrepreneurial and thrive in taking ownership of your own impact. You take the initiative to solve problems before they arise. You are an excellent collaborator & communicator. You know that startups are a team sport. You listen to others, aren’t afraid to speak your mind and always try to ask the right questions. You are excited by the prospect of working in a distributed team and company, working with teammates from all over the world. Why Join Us Competitive salary and equity package Fast-paced, collaborative, and high-autonomy work culture Hybrid work setup designed for flexibility and work-life balance Fully paid group medical insurance and personal accident insurance Generous paid time off, plus company-declared public holidays Fully paid parental leave for fathers and non-birthing parents (12 weeks), in addition to 26 weeks of statutory maternity leave Monthly WFH stipend, along with a one-time home office setup budget $500 annual professional development budget Quarterly social meet-ups and sponsored monthly team lunches Branch International is an Equal Opportunity Employer. The company does not and will not discriminate in employment on any basis prohibited by applicable law. We’re looking for more than just qualifications -- so if you’re unsure that you meet the criteria, please do not hesitate to apply!