Senior Transaction & Monitoring Specialist (Evening & Weekend Coverage)

Senior Transaction & Monitoring Specialist (Evening & Weekend Coverage) Location Lithuania, Vilnius Remote status Hybrid Build the future of FinTech at VIALET At VIALET, we’re not just another electronic money institution. We’re building a specialized financial platform for target industries, providing a comprehensive suite of solutions that empower businesses to thrive. We’re laser-focused on delivering exceptional service and expert support to our clients, and we’re ranked among the top EMIs in Lithuania in client funds, turnover, and revenue. As we scale, we’re expanding to new industries and regions, solidifying our position as a leader in the FinTech landscape. Join our growing Transaction Monitoring & Sanction Screening team and help us shape the future of finance! This role is dedicated to providing evening and weekend coverage , ensuring continuous monitoring outside standard business hours. Why VIALET? • Impact: Directly contribute to a platform used by industry leaders. • Growth: Be part of a rapidly expanding company with ambitious goals. • Expertise: Work alongside a talented Transaction Monitoring & Sanction Screening team in a collaborative environment. • Ownership: Take ownership and see your work make a real difference. What you’ll do • Provide dedicated transaction monitoring and sanction screening coverage during evening hours and weekends , ensuring timely detection and escalation outside standard business hours. • Actively participate in the development , tuning , and optimization of transaction monitoring rules and scenarios to reduce false positives and improve the efficiency and effectiveness of detection. • Utilize blockchain forensic tools (e.g., Chainalysis, Elliptic, Crystal) to trace the flow of funds, identify source/destination wallets, and assess counterparty risk. • Monitor and analyze customer transactions in both real-time and retrospectively, identifying unusual or suspicious activities and patterns that may indicate money laundering or terrorist financing risks. • Investigate alerts and cases generated by transaction monitoring systems, ensuring detailed documentation, logical reasoning, and well-supported conclusions. • Conduct background research on customers and counterparties using internal systems and external databases (e.g., sanctions lists, PEP and high-risk country databases). • Request and review supporting documents related to customer activities and transaction investigations to assess legitimacy. • Escalate suspicious activity to the Team Lead and/or (Deputy) MLRO and ensure timely and accurate reporting in line with regulatory requirements. • Ensure ongoing sanctions compliance , reviewing flagged transactions and customer relationships against international sanctions lists. • Collaborate with internal teams and external financial institutions , supporting case investigations, cancellation requests, and regulatory queries. • Participate in continuous process improvement initiatives, internal audits, and the preparation of periodic AML/CTF reports for management and regulators. • Share expertise and support training activities , helping to strengthen AML/CTF knowledge and best practices within the team. • Maintain accurate records and data entries , ensuring compliance with internal policies, documentation standards, and audit requirements. • Assist the Transaction Monitoring Team Lead in ad hoc projects, new system implementations, and preparation for regulatory or business changes. What you’ll bring • Higher education (university or college degree) in law, finance, economics, or a related field. • At least 2 – 3 years of experience in transaction monitoring field. • Proven experience in either real-time or retrospective transaction monitoring (experience in both is a strong advantage). • Experience of working with complex Customer such as financial institutions, gambling, IT/Software, Marketing, forex and virtual asset clients is an advantage. • Strong knowledge of AML/CTF regulations , FATF recommendations, and relevant EU/local legislation. • Understanding of sanctions , PEP , high-risk client , and country risk assessment frameworks. • Experience with AML systems , alert analysis tools , and data management platforms. • Excellent analytical and critical thinking skills, with attention to detail and the ability to make sound judgments under pressure. • Strong communication skills , with the ability to articulate complex regulatory requirements to the Direct manager and / or MLRO. • Fluency in Lithuanian , good English language skills (any additional foreign language is an advantage). • Proficiency in Microsoft Office (Word, Excel, PowerPoint) and Google Drive (Docs, Sheets, Slides). • High ethical standards, integrity, and an impeccable reputation. • Flexibility to adapt to changes, regulatory updates, and evolving business needs. • Ability to work independently and collaboratively in a dynamic, team-oriented environment. • Willingness to work according to a rotating or real-time schedule , if required by operational needs. • Be prepared to be self-sustainable at times and ready to show initiative. • Have a positive attitude and show readiness to #do.it.right. What we offer • Competitive compensation: 18 – 22 euros per hour Gross , based on your experience and knowledge. • Health insurance: Comprehensive health coverage after 3 months. • Structured schedule: A fixed evening and weekend work schedule designed to ensure consistent coverage, with hybrid or remote arrangements discussed during hiring (after the probation period), depending on operational needs. • Professional development: Up to 1000 euros annual reimbursement for work-related training and courses, with potential for more based on individual needs and commitment. • Inspiring workspace: Modern office on the top floor of Vilnius’ highest office building, offering stunning city views. Plus, a convenient parking space is available. • Wellness benefits: Gym membership to support your physical well-being. • Vibrant company culture: Regular company events, including monthly city-wide gatherings, biannual company-wide adventures, and team-based activities twice a year. • Collaborative environment: A flat hierarchy where you can freely communicate with anyone and make decisions quickly. • Ambitious culture: Join a team of driven professionals who are committed to building a leading FinTech platform and shaping the future of finance. Ready to make your mark in FinTech? Apply now! Ready to Join the Team? We hire people, not just resumes. We’d love to hear your story and get to know the person behind the CV. Share your details and let’s see if we can #do.it.right together. * The Company reserves the right to contact only those candidates whose experience and qualifications meet the requirements of the position. Name Surname Email Phone number (Optional) LinkedIn profile URL (Optional) Cover letter I agree to Company Privacy Policy Submit application Thank you! We’ve received your submission. If needed, we’ll follow up using the contact details you provided. We’ve outgrown the ordinary Welcome to our new website! Our new look reflects our evolution: a fusion of diverse experience, intelligence and the power to deliver ambitious fintech solutions. We don’t just perform, we do it in style. Test your knowledge on fraud prevention Digital banking makes life easier — but also riskier. Take this short quiz to test your fraud awareness and learn simple ways to protect yourself online. Please find test answers below and good luck! 1. What is the best practice for creating a strong password for your online account? 1. Use your birthdate and a simple word 2. Use a combination of letters, numbers, and special characters 3. Use the same password for all your accounts for convenience 4. Use only numbers 2. What is a recommended step when using public Wi-Fi to access your financial accounts? 1. Log in to your accounts only if you are using a VPN 2. Avoid accessing any financial accounts on public Wi-Fi 3. Use a public Wi-Fi network even if it is unsecured 4. Only use public Wi-Fi for non-sensitive transactions 3. What is a common indicator of a phishing attempt? 1. An email from a known contact asking for verification 2. An email with urgent language asking you to confirm your account details 3. A phone call from your bank asking you to update your information 4. A notification from your bank’s app about a new feature 4. Which of the following actions is a sign that your account may be compromised? 1. Receiving a confirmation email for a transaction you didn’t make 2. Regularly receiving marketing emails from your bank 3. Seeing advertisements for products you recently searched online 4. Noticing minor changes in the colour scheme of your bank’s website 5. Which of the following is a good practice for managing your account security? 1. Sharing your account password with close friends for convenience 2. Regularly updating your security questions and answers 3. Using the same security questions for multiple accounts 4. Keeping your password written down near your computer for easy access 6. What should you do if you suspect your account details have been stolen? 1. Immediately call your bank to report the issue and freeze your account 2. Wait and see if any suspicious activity occurs 3. Change your password and continue using the account as usual 4. Post about the issue on social media to warn others 7. What is two-factor authentication (2FA)? 1. A method to recover a forgotten password 2. A security process that requires two separate forms of identification 3. A way to encrypt your emails 4. A feature that automatically logs you out after inactivity 8. Why is it important to keep your software and apps up to date? 1. To access new features and improve performance 2. To ensure compatibility with your device 3. To protect against vulnerabilities and security threats 4. To avoid advertisements 9. How should you respond to unexpected account alerts or notifications? 1. Ignore them if you are not expecting any changes 2. Verify the alert by contacting your bank using the phone number on their official website 3. Click on any links in the alert to follow instructions 4. Forward the alert to your friends to check if they received similar notifications 10. What should you do if you receive an email from your bank with a link to a login page? 1. Click the link to check if it leads to your bank’s official site 2. Copy the link and paste it into your browser to verify its authenticity 3. Visit your bank’s website directly by typing the URL into your browser and log in from there 4. Open the link in an incognito window to avoid detection of fraud If you have any questions about the quiz or need more information, don’t hesitate to reach out to us. You can contact us at [email protected] for personalised assistance. If you didn’t pass the quiz, don’t worry – you can learn more about the key topics on our website. Show correct answers Hide correct answers