Senior Underwriter, Cyber

Experience Aviva

Individually, we are people, but together we are Aviva. Individually, these are just words, but together they are our Values: Care, Commitment, Community, and Confidence.

At Aviva, we help customers build resilience and move forward with confidence. We foster an inclusive workplace where diverse perspectives are valued, innovation is encouraged, and colleagues are empowered to grow their careers while making a meaningful impact.

As we establish Aviva’s presence in the United States, we're seeking talented individuals inspired to build, shape, and lead this new organization. Joining Aviva Specialty means stepping onto the ground floor of a thoughtfully designed Commercial Insurance organization built for the long term, blending underwriting heritage, disciplined execution, and capital strength with agility, innovation, and entrepreneurial thinking.

The Opportunity

As a Senior Underwriter you will play a key role in building and growing Aviva Specialty’s Cyber portfolio, with responsibility for underwriting complex new and renewal business, managing broker relationships, and delivering disciplined, profitable growth.

You will independently evaluate cyber exposures, structure coverage and pricing, manage an assigned portfolio within delegated authority, and contribute market and technical insight as the business develops.

The successful candidate combines strong Cyber underwriting expertise, sound commercial judgment, analytical rigor, and a relationship-oriented approach to the broker marketplace.

What You'll Do

Underwriting & Portfolio Management

• Independently underwrite complex Cyber new and renewal business within delegated authority, balancing profitable growth with disciplined risk selection.
• Evaluate account-specific Cyber exposures, cybersecurity controls, operational dependencies, claims history, financial performance, industry characteristics, and other relevant risk factors.
• Determine appropriate pricing, limits, retentions, coverage terms, conditions, and policy structure.
• Manage an assigned portfolio against premium, profitability, retention, rate adequacy, exposure management, and underwriting quality objectives.
• Monitor aggregation risk, systemic cyber exposures, ransomware trends, regulatory developments, emerging technologies, and market conditions relevant to underwriting decisions.
• Escalate risks outside delegated authority or risk appetite and support effective underwriting referrals.

Business Development & Broker Management

• Build and maintain productive relationships with wholesale, retail, national, regional, and specialty broker partners aligned to Aviva’s distribution strategy.
• Develop a quality submission pipeline and identify new business opportunities that support profitable portfolio growth and diversification.
• Clearly communicate Aviva’ Specialty's Cyber appetite, product capabilities, underwriting decisions, and value proposition to trading partners.
• Participate in broker meetings, stewardship discussions, client presentations, and relevant industry events.
• Partner with Distribution colleagues on targeted broker strategies and market engagement.

Technical, Governance & Collaboration

• Maintain current knowledge of the evolving Cyber threat environment, insurance market, claims trends, regulatory developments, and emerging technologies.
• Ensure underwriting files and decisions are complete, accurate, timely, and consistent with underwriting guidelines, authority frameworks, governance standards, and risk appetite.
• Contribute technical insight to portfolio reviews, underwriting guidance, appetite discussions, product enhancements, and process improvements.
• Partner with Claims, Actuarial, Product, Distribution, Risk Engineering, Operations, Finance, Legal, and Compliance to support underwriting and portfolio objectives.
• Serve as a technical resource and share market knowledge with colleagues without formal people-management accountability.

What You'll Bring

• 5–8+ years of commercial or specialty insurance underwriting experience, including meaningful experience underwriting Cyber risks.
• Demonstrated ability to underwrite complex middle-market and/or large commercial Cyber accounts.
• Strong knowledge of Cyber insurance coverage, cybersecurity exposures, risk assessment, pricing, and portfolio management principles.
• Proven ability to independently make underwriting decisions and manage business within delegated authority.
• Strong broker relationship management, negotiation, communication, and presentation skills.
• Strong analytical judgment and ability to balance growth opportunities with underwriting discipline.
• Bachelor's degree in Business, Finance, Risk Management, Insurance, Economics, or related discipline

Preferred Qualifications

• CPCU, ARM, RPLU, AU, AINS, or other relevant professional insurance designation.
• Established relationships within the U.S. Cyber insurance broker marketplace.
• Experience with specialty and/or wholesale distribution.
• Experience with portfolio analytics, aggregation management, and profitability analysis.
• Experience operating in a growth-stage or build environment.
  

What You'll Gain

At Aviva Specialty, we put people first: our colleagues, our customers, and our communities. We're proud of a culture built on care, inclusion, and collaboration, where your voice matters and your growth is supported. We're not just about insurance; we're about making a real difference by protecting what matters most.

• Competitive base salary ranging from $165,000 - $200,000, depending on experience, qualifications, location, and market considerations.
• Compelling rewards package including base compensation, eligibility for an annual bonus, retirement savings with company match, health benefits, and volunteer opportunities.
• Opportunity to help build Aviva Specialty’s Cyber portfolio and market presence from the ground up.
• Flexible hybrid work model.
• Outstanding professional development and career growth opportunities.
• Competitive vacation package.

Travel Requirements: Up to 40% travel for broker and client engagements, business development activities, team meetings, and industry conferences.

Physical Requirements: This position is primarily performed in an office or remote work environment and requires prolonged periods of computer use, analysis of underwriting and business information, communication with internal and external stakeholders, and participation in virtual and in-person meetings.

Aviva Specialty welcomes applications from all qualified individuals and has a process in place to provide accommodations for persons with disabilities at all stages of the hiring process and during employment. If you require an accommodation during the interview or hiring process, please contact your Aviva Talent Acquisition Partner so that an appropriate accommodation can be arranged.

About Us

We help our 19.5 million customers to save for the future and manage the risks of everyday life. To give these customers the best possible products and service we know we must make Aviva the most attractive choice for talented, entrepreneurial people with diverse backgrounds and an evolving range of expertise and insight.

So, we’re passionate about helping our 23,000 people to do the best work of their lives, to enable them to make a positive difference to the lives of our customers.