Sr. Business Alanyst - rLOS

Title: Senior Business Analyst

Contract: 12months

Location: Remote (Canada)

Experience: 10 Years

We are seeking an experienced Senior Business Analyst to support the replacement and modernization of its Retail Loan Origination System (rLOS). This is a hands-on individual contributor role focused on requirements elicitation, lending process analysis, functional decomposition, and Agile delivery.

Key Responsibilities

• Lead stakeholder interviews, workshops, and requirements discovery sessions.
• Document business and functional requirements, business rules, process flows, user stories, and acceptance criteria.
• Analyze current-state and future-state retail lending processes, including application intake, underwriting, adjudication, documentation, and funding.
• Break down complex business capabilities into epics, features, user stories, and testable acceptance criteria.
• Manage requirements traceability, dependencies, gaps, risks, and change impacts.
• Support backlog refinement, sprint planning, and prioritization using Azure DevOps.
• Collaborate with business, technology, QA, product owners, and vendors on solution requirements and integrations.
• Support SIT, UAT, defect triage, business validation, and implementation readiness.

Required Qualifications

• 8+ years of hands-on Business Analysis experience in complex technology or system replacement initiatives.
• 3+ years of banking, financial services, credit union, or lending experience.
• Strong expertise in requirements elicitation, process mapping, functional decomposition, and business rules.
• Proven experience developing high-quality user stories and acceptance criteria, with 5+ years preferred as a core requirement.
• Experience with Agile delivery, backlog management, Azure DevOps, requirements traceability, and change management.
• Experience supporting UAT, test scenarios, defect resolution, and implementation.
• Excellent stakeholder facilitation, analytical, documentation, and communication skills.

Preferred Qualifications

• Experience with Retail Loan Origination Systems or banking platform replacement programs.
• Knowledge of personal loans, lines of credit, mortgages, underwriting, and credit adjudication.
• Familiarity with APIs, data mapping, system integrations, and third-party vendor solutions.
• CBAP, CCBA, PMI-PBA, or Agile certifications.
• Candidates based in Vancouver or the Lower Mainland who can work in a hybrid model are preferred.