Sr. Manager, Residual Value Risk

Description

Hyundai Capital America (HCA) helps people move forward. Through Hyundai Motor Finance, Genesis Finance, and Kia Finance, we deliver innovative financing, leasing, and insurance solutions to more than 3 million customers and businesses nationwide.

We’re a company driven by growth, innovation, and people. At HCA, you’ll find opportunities to build new skills, expand your career, and make a real impact—while working in a diverse, inclusive, and values‑driven environment. We’re proud to support our communities through volunteerism, philanthropy, and engaged Employee Resource Groups.

If you’re looking for a fast‑paced, collaborative workplace where your ideas matter, join us as we lead the future of financing freedom of movement. Apply today.

WHAT YOU WILL DO

The Sr. Manager, Residual Value Risk is responsible for leading a team to manage residual value risk for HCA’s vehicle lease portfolio. This role oversees residual value setting and forecasting, portfolio performance monitoring, and management reporting to identify emerging risks and recommend actions to address exposure. The position provides direction and review of the team’s analytical work and partners with Modeling, Product, Remarketing, Finance, Accounting, Treasury, and OEM teams to support informed business decisions, consistent reporting, and effective controls.

HOW YOU WILL MAKE AN IMPACT

• Residual Value Setting and Forecasting: Lead the residual value setting and forecasting process for HCA’s vehicle lease programs. Review the team’s recommendations, analytical assumptions, vendor benchmarks, and market research to support consistent, well-supported residual values. Partner with Modeling, Product, Remarketing, and OEM teams to enhance forecasting methods and present recommendations through the residual value committee process.

• Residual Risk Analysis and Monitoring: Oversee analysis of lease portfolio residual exposure, loss performance, maturities, return rates, and forecast-to-actual results. Assess the impact of vehicle, industry, and economic trends, including differences across electric and non-electric vehicle segments. Identify emerging risks, direct further analysis, and recommend actions to address exposure in partnership with business stakeholders.

• Management Reporting and Business Partnership: Manage delivery of residual risk reports, dashboards, and presentations for management, the Risk Control Committee, and OEM partners. Translate analytical findings into clear explanations of portfolio performance, market outlook, and recommended actions. Coordinate the team’s analytical support for Finance, Accounting, and Treasury, including OEM risk-sharing analyses, supplemental depreciation, and ABS reporting.

• Process Improvement and Controls: Oversee the quality and consistency of residual value data, reporting, and supporting documentation. Establish review practices for key team deliverables, maintain documentation supporting KSOX controls and audit requests, and resolve identified discrepancies with relevant stakeholders. Prioritize improvements to analytical tools, dashboards, and reporting processes to strengthen accuracy and efficiency.

• Team Leadership and Development: Lead, mentor, and develop team members by setting priorities, assigning analytical and reporting responsibilities, reviewing deliverables, and providing coaching and performance feedback. Coordinate workloads and build team capabilities to support timely, accurate work and effective collaboration with business partners.

Qualifications

WHAT YOU WILL BRING TO THE ROLE

• Minimum 8 years of progressively responsible experience in residual value risk management, vehicle valuation, or lease portfolio analytics within the automotive or captive finance industry.

• Minimum 3 years supervisory experience.

• Experience overseeing residual value forecasting and setting, analyzing lease portfolio performance, and presenting risk recommendations to management and business partners.

• Bachelor’s degree in Finance, Economics, Business Administration, Mathematics, Statistics, or a related field. Master’s degree preferred.

• Strong knowledge of vehicle leasing, residual value forecasting and setting, and market and economic factors affecting vehicle values and residual losses.

• Ability to evaluate statistical forecasts, analytical assumptions, and vendor benchmarks and translate findings into practical risk recommendations.

• Strong communication and presentation skills, with the ability to explain complex analyses to management, committees, and OEM partners and collaborate across functions.

• Ability to lead and develop a team, set priorities, review analytical deliverables, and manage competing deadlines.

• Knowledge of data quality controls, analytical documentation, and review practices supporting accurate reporting and audit requirements.

• Proficiency with Excel and PowerPoint and working knowledge of analytical and reporting tools such as SAS, SQL, Python, R, or Tableau.

WE TAKE CARE OF OUR PEOPLE

At HCA, our people drive our success. That’s why we offer a competitive rewards package that supports your health, financial future, and overall wellbeing—at work and beyond.

Benefits Highlights

• Hybrid Flexibility – 4 days onsite, 1 day remote

• Vehicle perks – monthly vehicle allowance plus purchase and lease discounts

• Comprehensive health coverage – medical, dental, and vision plans

• Employer-funded HSA contributions to help reduce healthcare costs

• 401(k) with company match and immediate vesting from day one

• 100% company-paid life and disability insurance

• Wellbeing benefits including fitness and health resources

• Leadership programs and career development that support continuous learning

• Paid Volunteer Time Off and a company charitable donation in your honor

Because great benefits help you thrive—personally and professionally.

WHAT HAPPENS NEXT

Express your interest by submitting an application. Once your application is received, our recruiting team will review your application to see if you meet the basic and preferred qualifications listed on the job description. For more information on our culture, visit our careers page.

OTHER DETAILS

Our Company is an equal opportunity employer committed to fostering a diverse, inclusive, and respectful workplace—because we believe diversity builds stronger teams. We comply with all applicable federal, state, and local equal employment opportunity laws and do not discriminate on the basis of race, religion or creed, color, national origin, ancestry, caste, citizenship, sex or gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, medical condition, genetic information, marital status, family care or medical leave status, military or veteran status, political affiliation, or any other characteristic protected by law. Information provided during the application process is requested in good faith and will be used solely in accordance with applicable employment laws.

California Privacy Notice

This notice only applies to our applicants who reside in the State of California.

The latest version of our Privacy Policy can be found here. This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended by the California Privacy Rights Act of 2020 (“CCPA”).

If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at Privacy2@hcs.com.

Primary Location: United States-California-Irvine

Work Locations: Headquarters 1 3161 Michelson Dr. Ste 1900 Irvine 92612

Job: Risk

Job Type: Regular

Overtime Status: Exempt

Schedule: Full-time

Minimum Salary: $: 152,000.00

Maximum Salary: $: 235,600.00

Job Posting: Oct 30, 2026