Summer Intern 2027 - Commercial Mortgage

At Manulife John Hancock, we believe in investing in the future – starting with you. Our Co-op Program is your launchpad to success, offering the support, structure, and exciting opportunities you need to thrive and make your mark.

Our co-op program offers more than just experience; you'll join a vibrant community, participate in engaging events, receive competitive compensation with exam study support, benefit from personalized mentorship, and access into one of the largest network.

As a member of the team, you will be involved in a variety of lending and portfolio management activities, including:

• Completing annual loan reviews, including analysis of rent rolls, operating statements, and borrower information.

• Conducting research on commercial real estate markets, including market rents, vacancy rates, comparable transactions, and market trends.

• Supporting the underwriting process for new mortgage opportunities.

• Assisting with financial analysis and credit assessments of commercial real estate borrowers and properties.

• Preparing market research, loan approval summaries, spreadsheets, and presentation materials for industry professionals.

• Updating and maintaining loan information and portfolio data.

• Supporting various portfolio management, reporting, and administrative initiatives.

• Focus on the Quebec market and possibly conduct site visits from Gatineau to Sherbrooke to Saguenay.

Required Qualifications:

• Currently pursuing an undergraduate degree in Real Estate, Commerce, Business, Finance, Economics, Accounting, Mathematics, or a related discipline.
• Strong academic performance.

• Demonstrated interest in commercial real estate, finance or lending.

• Strong analytical and quantitative skills.

• Excellent written and verbal communication abilities.

• Strong attention to detail and organizational skills.

• Ability to manage multiple assignments in a fast-paced environment.

• Strong proficiency in Microsoft Excel, PowerPoint, and Word.

• Experience using Microsoft Copilot is considered an asset.
• Must be able to speak, write and work perfectly in both languages (English and French).
  

Preferred Qualifications:

• Prior internship, co-op, or coursework in finance, accounting, commercial real estate, or banking.
• Familiarity with financial statement analysis and basic valuation concepts.

• Experience with financial modelling and market research.

When you join our team: 

• We’ll empower you to learn and grow the career you want. 
• We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words. 
• As part of our global team, we’ll support you in shaping the future you want to see. 
• As part of our co-op program, you will gain early access to Manulife John Hancock’s premier early talent program, GRO, tailored to graduating students! This program is designed to launch your career with the support, structure, and opportunities you need to thrive.

Application instructions:

• Submit your resume, cover letter, academic transcript and work term evaluation (if any) in one PDF file.
• Please note: Applications are reviewed on a rolling basis, and successful candidates will be contacted by the end of November.

Salary range is expected to be between:

$48,800.00 CAD - $60,500 CAD

The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. The annual salary will be pro-rated based on the length of the work-term.

The role being advertised is an existing vacancy.

We use data and analytics technologies, such as artificial intelligence (AI), and automated processing tools, to analyze and process the information you provide to us or third parties in the application process. For more information, please refer to our personal information collection statement.

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html.

Manulife is an Equal Opportunity Employer

At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact hr@manulife.com.

Working Arrangement

About Us

We're Manulife. And we’re on a mission to make decisions easier and lives better.

Better is what drives us. It’s what inspires us to find new ways to support customers and colleagues in living longer and healthier lives. It’s the reason we’re dedicated to investing in digital innovation and industry-leading AI, and accelerating a sustainable and economically inclusive future.

Joining us means you’ll be empowered to learn and grow your career. We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words. And as part of our global team, you’ll help shape the future you want to see – and discover that better can take you anywhere you want to go.

We’re proud of our accomplishments and recognition. Recent awards include:

• 2026 Gallup Exceptional Workplace Award Winner
• Manulife Named one of Forbes World’s Best Employers 2025
• Financial Times World’s Best Employers Asia-Pacific 2026
• We’ve been recognized as one of Canada’s Top 100 Employers 2026
• #1 Life Insurer for AI Maturity by Evident 2026

Our ambition is to be the number one choice for customers. Learn more at https://www.manulife.com/.