Treasury Manager

Role Summary

The Treasury Manager is responsible for overseeing cash, liquidity, foreign exchange (FX) and settlement across its markets. The successful candidate will ensure funds are available for customer payouts and business operations, while working with the Commercial team to grow the Group’s payments and remittance operations.

Key Duties and Responsibilities

• Monitor daily cash balances by entity and currency, maintain a rolling 13-week cash flow forecast, and plan funding for customer payouts and operating obligations.

• Manage prefunding and settlement with banks, mobile money operators and payout partners. Plan around settlement cut-offs and holidays, and resolve delayed, failed or disputed transfers.

• Monitor currency exposures, obtain competitive quotes and execute approved FX trades within delegated limits. Work with Finance and Commercial to set rates and monitor margins across payment corridors.

• Build a pipeline of banks and partners for approved FX and cross-border payment services. Coordinate onboarding and track conversion, transaction volumes, revenue and margins.

• Manage relationships with banks and FX providers, negotiate rates, fees and service terms, and support the arrangement and renewal of working capital facilities.

• Monitor treasury risk limits, keep customer funds separate from corporate cash, and work with Finance and Compliance on safeguarding controls and regulatory reporting.

• Report on cash, FX exposures, funding costs and settlement exceptions. Work with Finance to resolve reconciliation issues and improve treasury systems and controls.

• Set daily priorities for treasury staff, coordinate with country finance teams and ensure adequate cover for time-sensitive funding and settlement activities.

Competency Specification

• Bachelor’s degree in Finance, Accounting, Economics, Banking or a related field.

• At least five years of relevant experience in treasury, banking, payments or financial services, with hands-on responsibility for cash management, liquidity forecasting and FX transactions.

Key Competencies/Skills (Must Haves)

• Strong Excel skills and the ability to analyse cash flows, funding needs and currency exposures.
• Strong negotiation and relationship management skills, with the ability to work across teams and markets.

Desired Competencies (Added Advantage)

• Experience in fintech, remittances, cross-border payments or treasury sales.
• A relevant professional qualification such as ACT, CTP, ACI Dealing Certificate, CFA, ACCA or CA (Ghana).