Underwriter, Professional Liability - Errors & Omissions
Department
: Underwriting – Specialty
Location:
Toronto, ON
Reports
To
: VP, Senior Underwriting Manager, Errors & Omissions
Company Overview:
Liberty Mutual Canada is the Canadian operation of Liberty Mutual Insurance Company. We offer a broad suite of commercial insurance products and solutions to mid-size and large Canadian companies with Canadian, North American and/or multinational risks. Liberty Mutual Canada has over 250 employees and services its clients coast-to-coast from our regional offices in Vancouver, Calgary, Edmonton, Toronto, Montreal and Halifax.
At Liberty Mutual Canada, diversity is about all of us. Our promise to you is a culture that is collaborative, rewarding and empowering. We are committed to attracting and retaining employees across all dimensions of diversity and believe that recognizing, appreciating, and applying the unique insights, perspectives and backgrounds of each person cultivates an atmosphere of trust and respect. Diversity, Equity & Inclusion (DEI) is how we do business, and we’ll continue to invest in it to create a stronger global organization.
If you are unsure whether your experience matches every requirement below, we encourage you to apply anyway. We are looking for varied and diverse perspectives and experiences that we can add to our team!
Our core values guide all our decision-making and come to life through our benefits and employee programs. We offer:
A premier flexible work environment (a combination of on-site & remote work) supporting our employees in their pursuit of a healthy work-life balance
Competitive health & dental benefits plan
Market-leading pension plan
Competitive time off policy
External education & tuition reimbursement programs
Employee & Family Assistance Programs
An opportunity to get involved and become a member of one of our national employee committees – social responsibility, employee engagement, diversity, equity & inclusion
The Opportunity:
The primary focus of this role is underwriting and managing an assigned portfolio of renewal and new business accounts while contributing to profitable growth across the Ontario region. The successful candidate will work closely with brokers to support Liberty Mutual Canada’s presence across multiple Financial and Professional Services (FPS) product lines, with a primary focus on Professional Liability (Errors & Omissions).
This role requires sound underwriting judgment, strong relationship management skills, and a collaborative approach to delivering profitable underwriting results.
Functional Responsibilities:
Underwrite and manage a portfolio of Professional Liability (E&O) business, including Architects & Engineers E&O, Contractors Professional Liability, and Miscellaneous E&O.
Review and evaluate risks, determine appropriate coverage terms, and negotiate pricing and policy conditions within underwriting authority.
Support achievement of rate, retention, and growth objectives through disciplined underwriting practices.
Apply underwriting guidelines, product knowledge, and analytical skills to assess risk quality and profitability.
Build and maintain effective relationships with brokers and clients through regular communication and marketing activities.
Develop new business opportunities and contribute to the growth of the Professional Liability portfolio.
Collaborate with internal stakeholders, including product leaders, claims, and underwriting colleagues, to deliver effective solutions for brokers and clients.
Identify cross-sell opportunities across Liberty Mutual Canada's business lines.
Maintain accurate underwriting documentation and ensure compliance with underwriting guidelines, audit standards, and governance requirements.
Participate in industry events, training programs, and ongoing professional development activities.
Assist with reporting, presentations, special projects, and other related duties as assigned.
Other duties as assigned.
Skills & Qualifications:
University degree or equivalent combination of education and experience.
2 to 5 years of relevant underwriting experience within commercial insurance, preferably Financial & Professional Services lines.
Working knowledge of underwriting concepts, practices, and procedures.
Ability to analyze financial statements and assess risk exposures.
Strong analytical, problem-solving, and decision-making skills.
Effective business, interpersonal, and communication skills.
Demonstrated ability to develop and maintain broker relationships.
Strong organizational and time management skills with the ability to manage multiple priorities.
Progress toward professional insurance designations (CIP, FCIP, CRM, etc.) is considered an asset.
Growth mindset with the ability to learn, adapt, and contribute to a collaborative team environment.
Ability to work effectively in a changing business environment.
Liberty Mutual Canada is committed to pay transparency and fair, equitable hiring. For roles based in Ontario, we publish a Target Hiring Range in compliance with the Ontario Pay Transparency Act.
This posting is for an active, current vacancy.
Target Hiring Range: CAD $79,000 – 101,000
This range represents the expected annual base salary for this role, however, offers above the published maximum may be approved with appropriate business authorization. Final offers will be determined based on each candidate's qualifications, relevant experience, internal equity, and the needs of the role. The posted range does not include variable compensation (bonus), allowances, or benefits. We encourage all qualified candidates to apply.
We do not use AI‑based screening tools in our hiring process. Candidates who complete an interview and remain under consideration may request, and will receive, feedback within 45 days.
Liberty Mutual Canada is committed to fostering an inclusive, accessible environment where all employees feel valued and supported. We are committed to building a workforce that is representative of the communities we operate in and serve. If you require accommodation for the recruitment/interview process due to a disability (which may be invisible or visible, temporary or permanent), please let us know and we will work with you to meet your needs.
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