Underwriting Analyst - LHB

At Luminare Health, our people are what set us apart. Their expertise, dedication, and passion for service excellence are the foundation of our success.

We're committed to helping our employees grow through thoughtful development opportunities, meaningful work, and a culture that values collaboration and continuous improvement. When you join Luminare Health, you join a purpose-driven team focused on making healthcare simpler, better, and more affordable.

Job Summary

The key purpose of this position is to provide marketing, sales, and underwriting support to new as well as renewal self-funded clients. Builds strong relationships with stop loss carriers to maximize account retention, renewal increases and regional growth. Internally this position works closely with Client Management, Sales and Claims. Externally this position interacts with Brokers and Stop Loss Carriers.

Required Job Qualifications:

• High school diploma or GED equivalent required
• 3-5 years of underwriting/RFP marketing experience
• Proficiency in Microsoft Excel, PowerPoint, Outlook and literate in the remaining Microsoft suit of products.
• Demonstrated interpersonal and communication skills (both written and verbal: including the ability to communicate and interact with organizational leaders, clients and customers on a daily basis
• Proven ability to organize and prioritize a multitude of demands made by clients, brokers and internal staff
• Proven track record of having the ability to work effectively within a team, sharing responsibilities and helping in other areas of the department when needed or requested
• Ability to make decisions, ask questions and challenge processes when appropriate

Preferred Job Qualifications:

• College degree preferred
• Knowledge of medical terminology preferred
• Knowledge of stop-loss insurance concepts preferred
• Experience working with brokers, consultants, TPA’s or insurance carriers preferred.

Location: This position may be performed remotely from anywhere within the continental United States, excluding California, New York, Alaska, and Hawaii.

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This position may be performed remotely from anywhere within the continental United States, excluding California, New York, Alaska, and Hawaii.

EEO Statement:

We are an Equal Opportunity Employment employer dedicated to providing a welcoming environment where the unique differences of our employees are respected and valued. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other legally protected characteristics. We are a drug-free and smoke-free workplace. Employment may be contingent upon successful completion of drug screening in accordance with applicable law.

Pay Transparency Statement:

At Luminare, you will be part of an organization committed to offering meaningful benefits to our employees to support their life outside of work. From health and wellness benefits, 401(k) savings plan, pension plan, paid time off, paid parental leave, disability insurance, supplemental life insurance, employee assistance program, paid holidays, tuition reimbursement, plus other incentives, we offer a robust total rewards package for associates.

The compensation offered will vary depending on your job-related skills, education, knowledge, and experience. This role aligns with an annual incentive bonus plan subject to the terms and the conditions of the plan.

Min to Max Range:

$49,500.00 - $92,800.00

Exact compensation may vary based on skills, experience, and location.

About Luminare Health

Luminare Health, a wholly owned subsidiary of Health Care Service Corporation (HCSC), is on track to become the nation’s best and largest third-party administrator. We are committed to delivering service excellence and dedicated to making healthcare simpler, better, and more affordable for our clients and their members.

Our people are at the heart of everything we do. We foster a collaborative, purpose-driven culture where employees are empowered to make an impact, grow their careers, and help transform the healthcare experience.