Underwriting Specialist

IAT Insurance Group has an immediate opening for Underwriting Specialist from our Scottsdale, AZ or Pasadena, CA location. For the right candidate, other West region IAT locations, including remote, may be considered. This role focuses on underwriting excess casualty business in the West region, with a strong emphasis on building and managing relationships with wholesale partners. Strong candidates will have experience working in the West Coast market and a track record of developing a profitable middle-market book, particularly accounts with premiums over $40,000 and low frequency, moderate severity exposures. Success in this role requires balancing speed to market with disciplined coverage evaluation and pricing. This role works a hybrid schedule that requires working from the office Monday through Wednesday, with the option of working Thursday and Friday remotely. Responsibilities: Underwrite and manage a portfolio of business within assigned authority, making sound decisions that balance risk and profitability. Build and maintain productive relationships with agents and brokers, identifying when to expand partnerships or step away. Review applications, financials, loss history, inspection reports, and other data to assess risk and determine appropriate terms. Follow underwriting guidelines, internal processes, and regulatory requirements in all decisions. Communicate clearly and directly with internal teams and external partners, explaining decisions, products, and next steps. Respond promptly and professionally to inquiries, maintaining a high level of service. Work with distribution partners to support business growth and identify new opportunities. Use performance data to manage your book of business and improve results. Stay informed on market conditions, industry trends, and competitor activity. Perform other duties as needed Qualifications: Must-Have: Bachelor’s degree and at least 8+ years of relevant experience or the equivalent Equivalent experience is considered twelve years of relevant commercial insurance experience. Knowledge of Excess and Surplus is required. Must possess the ability to appropriately apply loss development and advanced loss analysis concepts to achieve optimal pricing of risk. Must possess the ability to creatively utilize coverage features, deductibles, or reinsurance on individual risks to achieve company objectives. Agency Management is a must. To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes. Preferred to Have: Wholesale surplus lines experience CPCU, ARM, or AU industry designations INS21, 22, and 23 or equivalent is a plus Eight or more years of experience in commercial Insurance All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify. Compensation: Please note, that the annual gross salary range associated with this posting is $72,560 – $157,950. Actual salaries will vary based on factors such as a candidate's qualifications, skills, competencies, and geographical location related to this specific role. The total compensation will include a base salary, performance-based bonus opportunities, 401(K) match, profit-sharing opportunities, and more. To view details of our full benefits, please visit https://www.iatinsurancegroup.com/careers/benefits IAT Insurance Group is the largest private, family-owned property and casualty insurer in the U.S. I nsurance A nswers T ogether® is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers. At IAT, we’re committed to driving and building an open and supportive culture for all. Our employees propel IAT forward – driving innovation, stable partnerships and growth. That’s why we continue to build an engaging workplace culture to attract and retain the best talent. We offer comprehensive benefits like: 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off 7% 401(k) Company Match and additional Profit Sharing Hybrid work environment Numerous training and development opportunities to assist you in furthering your career Healthcare and Wellness Programs Opportunity to earn performance-based bonuses College Loan Assistance Support Plan Educational Assistance Program Mentorship Program Dress for Your Day Policy All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.