Visa/Master Card Payments and Billing Expert

JOB TITLE: Visa/Master Card Payments and Billing Expert

Hybrid or Remote Role

LOCATION: Johannesburg

Permanent Position

Industry: FinTech

Job Summary:

We are seeking a highly skilled and experienced card professional to join

our team as a Visa/MasterCard Card Payments and Billing Expert. In this

role, you will be responsible for optimizing our client's card payment

interchange, reconciliations, and payment network billing. Your expertise

in Visa and MasterCard payment billing, interchange, systems and

services will be crucial in delivering exceptional service and value to our

clients.

Responsibilities:

Analyse fees and costs paid by banks to the scheme networks

(Visa and MasterCard)

Identify errors and anomalies in scheme billing data.

Payment Interchange reviews (earned and paid)

Identify and troubleshoot billing errors and discrepancies.

Recommend improvements in a clients payments environment to

efficiently optimise their costs and reduce their network scheme

(Visa and MasterCard) billings.

Recommend services to utilise and to cancel to optimise costs.

Stay up to date with the latest industry trends, regulations, and

billing standards related to Visa and MasterCard payments.

Analyze card payment data and generate reports on payment

performance, trends, and potential areas for improvement.

Requirements:

Experience in card payments (worked at a bank, fintech or Visa and

MasterCard)

Card Issuing and/or acquiring experience

Understanding of Visa and/or MasterCard services and billing

invoices

Understanding of card interchange and how it is calculated.

Understanding of authorisation, clearing, and settlement of card

transactions.

Attention to detail

Excellent knowledge of Excel, PowerBI or similar data tools is a

plus

Ability to work with data

Bachelor's degree in finance, business, or a related field.

Relevant certifications in payment processing or card industry

regulations are a plus.

Excellent analytical and problem-solving skills, with the ability to

identify and resolve card-related issues efficiently.

Strong attention to detail and accuracy in handling financial data

and reconciliations.

Effective communication skills, both verbal and written, to interact

with internal teams, clients, and external stakeholders.

Ability to work independently and prioritize tasks in a fast-paced

environment.

Up-to-date knowledge of the latest industry trends and

developments in card payments and billing.