Finance Lead, LONDON

About nsave:

nsave is a fintech company headquartered in London. Founded by Amer Baroudi and Abdallah AbuHashem, our vision is to “Protect and grow the wealth of the financially excluded”. We have built a global platform that provide trusted USD accounts, global payments, and investments for individuals from distressed economies, where inflation is high and banking systems are unstable. Our compliance-by-design approach and proprietary technology allow us to deliver these services securely and at scale.

To date, nsave has raised $22M from leading investors including Sequoia Capital, TQ Ventures, Y Combinator, and SV Angel. Our team has grown 200% in the last year, and with so much more ahead, we’re just getting started!

Learn more at www.nsave.com.

📍 Location: Full-time, on-site role based in London

About the Role

As our Finance Lead, you will report directly to our Head of Finance and act as their right hand in building a finance function fit for a newly authorised FCA Electronic Money Institution (EMI).

• You will own safeguarding day to day, making sure customer funds are protected, reconciled and reported correctly every single day.
• You will lead on regulatory reporting and capital adequacy, making sure nsave meets its obligations to the FCA accurately and on time.
• You will build and strengthen the controls, processes and reporting that allow nsave to scale safely across new markets.
  
  

Who you are

• Qualified accountant (ACA, ACCA, CIMA or equivalent) with experience in finance at an FCA-regulated EMI or payment institution, or in audit or advisory work for these firms
• Strong track record of running safeguarding under the Electronic Money Regulations 2011 and Payment Services Regulations 2017, including the FCA’s new safeguarding regime (CASS 15)
• Ability to prepare FCA regulatory returns, calculate own funds and capital requirements, and support liquidity and wind-down planning
• Excellent communication skills and sound judgment, with the confidence to challenge and escalate when something isn’t right
• Meticulous attention to detail in areas where accuracy is non-negotiable
• Experience in fintech, startups, or regulated environments is a plus, as is experience with multi-currency operations or supporting a firm through FCA authorisation
  
  

How You’ll Make a Difference

• Own and deliver safeguarding end-to-end: daily reconciliations, resolving breaks, the monthly safeguarding return, and the annual safeguarding audit
• Design, build, and iterate on our safeguarding policy, procedures, resolution pack and financial control framework
• Prepare and submit FCA regulatory returns, and monitor capital and liquidity positions against requirements
• Collaborate closely with the Head of Finance, Compliance, Risk, Operations and our banking partners to achieve company goals
• Support the month-end close, management accounts, year-end audit, budgeting and board reporting
• Identify opportunities for improvement and move quickly to implement solutions
• Uphold high standards in execution, security, and compliance
  
  

nsave Values

Alongside technical excellence, we look for people whose values align with ours:

• Service - “Mission First”: We put the mission, our customers, and our team above self.
• Urgency - “Stay focused. Move fast”: We act with urgency and intention, concentrating on what matters most.
• Ownership - “Act as an Owner”: We take responsibility for outcomes end-to-end.
• Standards - “Pursue Excellence”: We hold ourselves to high personal standards and continuously improve.
  
  

Please apply only if you:

• Are deeply motivated by nsave’s mission and the problems we are solving
• Thrive in high-ownership, high-accountability environments
• Are comfortable operating with urgency and ambiguity
• Want to build from first principles in an early-stage, high-growth company

Employee Benefits

• nsave Share Options (subject to eligibility and plan rules)
• 30 days Annual Leave:
  (+ 3 mandatory bank holidays: Christmas Day, Boxing Day, and New Year's Day). The other 5 UK bank holidays may be taken as flexible leave at any time during the year.
• Visa Sponsorship available
• Private Medical Insurance
• £500 GBP Health & Wellness Budget
• Individual Learning & Development Budget
• Season Ticket Loan Scheme
• Cycle to Work Scheme
  
  

nsave is an equal opportunity employer. We are committed to creating a diverse and inclusive workplace and welcome applications from all backgrounds, identities, and experiences. We do not discriminate on the basis of age, gender, ethnicity, religion, sexual orientation, disability, or any other protected characteristic.