Financial Crime, Fraud and Operations Senior Principal Engineer | S4 | Milton Keynes | Internal Mobility.

Financial Crime, Fraud and Operations Senior Principal Engineer | S4 | Milton Keynes | Internal Mobility.Country: United Kingdom

IT STARTS HERE

Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organisation, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.

This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

Our mission is to contribute to help more people and businesses prosper. We embrace a robust risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Santander Digital Services is the team of technology and operations at Santander. We are convinced of the importance of technology that is aligned with the requirements of the business and that out work not only brings value to users, people and communities but also fosters individual creativity. Our team of over 7,000 people in 8 countries (Spain, Portugal, Poland, UK, USA, Mexico, Chile and Brazil) develops and/or implements financial solutions across a broad spectrum of technologies (including Blockchain, Big Data and Angular among others) on all kinds of on-premise and cloud-based platforms.

THE DIFFERENCE YOU MAKE

FFC&O is looking for a Senior Principle Engineer based out of Milton Keynes.

The purpose of the role is to provide technical leadership, guidance, and expertise within the organisation. Oversee the design, development and implementation of complex systems or projects, while also mentoring other engineers and collaborating with various teams to drive innovation and ensure technical excellence.

We’re shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for:

• Providing technical leadership and guidance to engineering teams, including mentorship, setting technical direction, and promoting best practices.
• Leading the design and architecture of complex systems and solutions, ensuring scalability, reliability, and maintainability, and making strategic decisions regarding technology stack and architecture patterns.
• Driving innovation through research and experimentation with emerging technologies, exploring new solutions and proposing innovative approaches to solve technical challenges.
• Collaborating with product managers, designers, and other stakeholders to define technical requirements, priority features and deliver solutions that meet customer needs.
• Contributing to the development of technical strategy, roadmaps and aligning technical initiatives to business objectives and driving the adoption of new technologies and methodologies.
• Ensuring high quality code through code reviews and adherence to coding standards and promoting a culture of excellence in engineering practices.
• Identifying performance bottlenecks and optimisation opportunities, optimising code, and system architecture to improve performance testing and analysis.
• Analysing complex technical problems, and proposing implementing effective solutions, and troubleshooting issues to ensure the successful delivery of projects and products.
• Sharing knowledge and expertise through technical blogs, presentations and conferences and contributing to the broader engineering.
• Staying updated with industry trends, best practices, and emerging technologies, continuously learning, and improving technical skills and driving a culture of learning and innovation within the organisation.

WHAT YOU’LL BRING

Our people are our greatest strength. Every individual contributes unique perspectives that make us greater as a team and as an organisation. We’re enabling teams to go beyond by valuing who they are and empowering what they bring.

The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Role will have supervisory responsibilities for staff (Required)
• Role may have budget/financial monitoring/review responsibilities (Required)
• Experience owning technology strategy, roadmap and delivery for enterprise platforms. (Required)
• Evaluates the relative criticality, risk and potential reward of each and all major tasks. (Required)
• Performs all major development and delivery phases and activities. (Required)
• Oversees development of best practices documentation for all major activities and tasks. (Required)
• Contrasts benefits, drawbacks, and appropriateness of different methodologies. (Preferred)
• Utilizes industry experience and benchmarks to evaluate methodology effectiveness. (Preferred)
  

Education

• Degree or equivalent higher education qualification in Computer Science, Information Technology, Engineering or a related discipline, or equivalent relevant professional experience

Languages

• English - fluent written and spoken communication, including the ability to explain complex technical concepts, risks and architectural decisions to senior business and technology stakeholders. (Required)

Hard Skills

• Technology strategy, enterprise architecture and technical design assurance. (Required)
• Operational resilience, service reliability, recoverability, availability and capacity engineering. (Required)
• Technology risk management, including cyber vulnerabilities, obsolescence, technical debt and control remediation. (Required)
• Engineering standards, governance, production readiness, observability and service supportability. (Required)
• Major incident management, root cause analysis and sustainable remediation. (Required)
• Architecture and design assurance across internally developed, third-party and legacy technology platforms. (Required)
• Supplier and third-party technical assurance across SaaS, cloud, infrastructure and packaged applications. (Required)
• Financial Crime, Fraud and Operations technology platforms including KYC, KYB, Transaction Monitoring, Case Management and FC & Fraud Detection capabilities. (Preferred)

Soft Skills

• Strategic leadership, technical judgement and evidence-based decision making.
• Executive stakeholder management, influencing and constructive challenge.
• Ability to simplify complex technical risks and architectural issues for non-technical audiences.
• Collaboration across Engineering, Architecture, Cyber Security, Service Management, Operational Resilience and Business teams.
• Great coaching, mentoring and engineering capability-building skills.
• Ability to operate effectively in ambiguous, high-pressure and high-risk situations.
• Independent thinking with the confidence to challenge programmes, suppliers and established approaches when required.
• Excellent communication, negotiation and relationship-management skills.

WE VALUE YOUR IMPACT

At Santander, your contribution matters. We recognise the difference you make every day, and we make sure you feel valued, supported and rewarded in return.
Here, recognition goes beyond pay. It’s about the pride you feel in your work, the impact you have on customers and communities, and the opportunities you have to grow and thrive — personally and professionally.

Salary Range:
£80,000.00 - £120,000.00 per annum (depending on experience)

This salary range represents the expected remuneration for the role. Annual salary is based on a standard 35-hour working week. Actual salary offered will depend on skills, experience, qualifications and location.

• Competitive rewards that reflect the real impact you make and the value you bring.
• Wellbeing that goes beyond work — we work with a range of wellbeing partners across our 4 pillars of wellbeing (physical, mental, social and financial) to give you access to a suite of apps, discounted gym and fitness access, weekly online classes, flexible healthcare and mental health support.
• Support for every life stage — from menopause and pregnancy to parenthood and beyond, with enhanced family leave, childcare options and tailored wellbeing support.
• Time to give back through volunteering opportunities that let you make a difference in the communities we serve.
• Global growth opportunities to shape your career, learn new skills and explore what’s possible across our international network.

Ready to be recognised? It starts with you.

LOCAL COMPLIANCE

At Santander, we’re proud to be an inclusive organisation that provides equal opportunities for everyone — regardless of age, gender, disability, civil status, race, religion or sexual orientation.

We’re committed to creating a recruitment experience that’s accessible, fair and welcoming for all candidates.

We want our people to thrive — at work and at home — while delivering the best outcomes for our customers and supporting each other to grow.

To make this possible, our roles are site-based with a hybrid working pattern, where colleagues are expected to attend the office at least 12 days per month (pro-rata for part-time roles).

When applying, please consider the travel distance, time and cost to your chosen office location(s).

We welcome applications on the understanding that, should you be offered this role, there may be no relocation package available. Santander will pay the employer mandatory government fees that are required to pay in connection with visa sponsorship. You may be liable for your own personal employee immigration and relocation costs.

IMPORTANT INFORMATION FOR INTERNAL APPLICANTS:

PERMANENT ROLES:

• If you are currently employed by Santander UK plc on TSB Legacy terms or by TSB and choose to apply for this Santander vacancy, please be aware that, if successful, you will move onto full Santander terms and conditions of employment and will no longer be part of the TSB Legacy population with effect from the start date of your new role.

WHAT TO DO NEXT

If this sounds like a role you are interested in, then please apply.

For further Guidance please visit Internal Mobility - Candidate Guidance.

If you want to know more about the opportunity:

Please contact: Natalie Wright - natalie.wright@santander.co.uk

The Santander Way

Santander is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.

This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Ready to make it happen?

It starts with you. It starts here.