Product Engineer (Software Engineer)

About the Role Join a fast-growing consumer fintech company — a subscription-based mobile platform helping everyday people manage money more easily through cash advances, paycheck optimization, and credit building. As a Product Engineer , you'll own features end-to-end, working closely with product, engineering, and business leaders to ship high-impact work that directly improves users' financial wellbeing. This is an on-site role based in San Francisco, CA . Visa sponsorship is available. What You'll Do Build product features end-to-end — domain models, business logic, and API integrations — that make the product work seamlessly for consumers. Drive deployment and iteration using a data-driven, incremental release approach toward ambitious milestones. Use SQL and analytics tools to regularly evaluate product and system performance against robust data pipelines and analytics infrastructure. Test and debug complex state machines in an event-driven, pub/sub-heavy backend to ensure a smooth user experience. Ship to production daily via a rapid CI/CD process, owning implementations end-to-end and responding to production incidents as needed. What We're Looking For Required (dealbreakers): 3+ years building backend features end-to-end for production systems. Proficiency designing and consuming RESTful APIs, including authentication/authorization patterns and rate limiting. Experience with event-driven architectures and message queues (Kafka, Pub/Sub, or similar). Also required: Experience with relational databases (PostgreSQL, MySQL) — data modeling and query optimization. Hands-on experience with CI/CD pipelines, version control, automated testing, and code review workflows. Experience writing SQL and using analytics tools to evaluate system and product performance. Demonstrated experience building consumer-facing products (not B2B only). Experience debugging complex state machines in event-driven systems. Strong computer science fundamentals — algorithms, data structures, system design. Excellent cross-functional communication skills; comfortable translating technical concepts for non-technical stakeholders. Nice to have: Experience with Go (Golang) deployed on GCP. Background at early-stage startups or high-growth environments. Compensation & Benefits Salary: $120,000 – $200,000 USD annually, depending on experience. Visa sponsorship available. Location On-site in San Francisco, CA . This is not a remote role.