Securitisation and Asset Sales Programme Analyst | S2 | Wholesale Trade Support | London | Internal Mobility

Securitisation and Asset Sales Programme Analyst | S2 | Wholesale Trade Support | London | Internal MobilityCountry: United Kingdom

IT STARTS HERE

Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organisation, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.

This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

Our mission is to contribute to help more people and businesses prosper. We embrace a robust risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

THE DIFFERENCE YOU MAKE

Santander UK Wholesale Trade Support is looking for a Securitisation and Asset Sales Programme Analyst based out of London, Triton Square.

We're looking for a driven, analytical and proactive Analyst to support the ongoing management and servicing of Santander UK's securitisation, covered bond and asset sales programmes.

Working closely with the manager and wider team, the role will support the day to day administration of established programmes and transactions, including Fosse, Holmes, Covered Bonds and asset sales. You will learn the structures, underlying mortgage and asset populations, transaction requirements and key dependencies, and help ensure activity is completed accurately, efficiently and in line with relevant documentation and controls.

Responsibilities will include supporting cash management and servicing activities, payment calculations and validation, maintenance and analysis of mortgage and asset data, reporting, investigation of breaks and exceptions, and resolution of queries with relevant stakeholders. The role is designed for someone who is willing to learn the specialist product and operational knowledge required while taking increasing ownership as their capability develops.

A key part of the role is simplification and continuous improvement. The successful candidate will have practical knowledge of SQL, SAS, Excel/VBA and Python, with the ability and willingness to further develop these skills. They will use technology and data to interrogate information, automate manual activity, strengthen controls and identify opportunities to simplify and improve existing processes.

The role will also provide opportunities to support wider change, analytical and project activity across Wholesale Funding and related teams where the individual's technical and problem solving skills can add value.

We’re shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for:

• Support the manager and wider team in the ongoing management and servicing of Santander UK's securitisation, covered bond and asset sales programmes, including Fosse, Holmes and Covered Bonds.
• Support the administration of vehicles and transactions, ensuring recurring activities, deliverables and obligations are completed accurately and within required timelines.
• Assist with cash management activities, including calculation, validation and instruction of payments in accordance with contractual waterfall requirements and agreed controls.
• Maintain and analyse mortgage, asset and transaction data, investigating queries, breaks, exceptions and data-quality issues and escalating appropriately.
• Produce, validate and deliver accurate and timely internal and external reporting, maintaining appropriate evidence and audit trails.
• Use SQL, SAS, Excel/VBA, Python and other appropriate tools to interrogate data, identify anomalies, automate manual activity and improve controls and reporting.
• Proactively identify opportunities to simplify and improve existing processes. Work with the manager and stakeholders to design and implement practical enhancements that reduce operational risk and improve efficiency, data quality and scalability.
• Contribute to wider change, automation, analytical and project activity across the team where required, taking a flexible approach to priorities and new areas of work.

WHAT YOU’LL BRING

Our people are our greatest strength. Every individual contributes unique perspectives that make us greater as a team and as an organisation. We’re enabling teams to go beyond by valuing who they are and empowering what they bring.

The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Professional Experience

• Practical knowledge of SQL, Excel/VBA and Python is required. This may be at a basic or developing level; expert proficiency is not expected, but candidates must have some hands-on exposure to each and a clear willingness to develop further.(Required)
• Great analytical and problem-solving capability, with an interest in working with data, understanding how processes work and identifying how they can be made simpler, more controlled and more efficient. (Required)
• Good Excel capability and an aptitude for using technology to automate manual tasks, improve controls and develop repeatable reporting or data solutions.(Required)
• Ability to work with large or complex datasets, identify anomalies, breaks and exceptions, investigate root causes and translate findings into clear actions(Required)

Education

• Relevant academic qualification (Required)
• Demonstrates continuous personal development (Required)

Hard Skills

• Excellent analytical and data-handling skills, with the ability to investigate issues, identify root causes and translate findings into clear and practical actions. (Required)
• Ability to understand business processes and identify opportunities for simplification, automation and process improvement, supporting changes through to implementation. (Required)
• Knowledge or experience of financial markets, securitisation, asset servicing, treasury or a related banking environment, with the ability to develop specialist product knowledge over time. (Preferred)

Soft Skills

• Proactive, curious and keen to learn, with the confidence to ask questions, challenge existing ways of working constructively and suggest improvements. (Required)

WE VALUE YOUR IMPACT

At Santander, your contribution matters. We recognise the difference you make every day, and we make sure you feel valued, supported and rewarded in return.
Here, recognition goes beyond pay. It’s about the pride you feel in your work, the impact you have on customers and communities, and the opportunities you have to grow and thrive — personally and professionally.

• Competitive rewards that reflect the real impact you make and the value you bring.
• Wellbeing that goes beyond work — we work with a range of wellbeing partners across our 4 pillars of wellbeing (physical, mental, social and financial) to give you access to a suite of apps, discounted gym and fitness access, weekly online classes, flexible healthcare and mental health support.
• Support for every life stage — from menopause and pregnancy to parenthood and beyond, with enhanced family leave, childcare options and tailored wellbeing support.
• Time to give back through volunteering opportunities that let you make a difference in the communities we serve.
• Global growth opportunities to shape your career, learn new skills and explore what’s possible across our international network.

Ready to be recognised? It starts with you.

LOCAL COMPLIANCE

At Santander, we’re proud to be an inclusive organisation that provides equal opportunities for everyone — regardless of age, gender, disability, civil status, race, religion or sexual orientation.

We’re committed to creating a recruitment experience that’s accessible, fair and welcoming for all candidates.

We want our people to thrive — at work and at home — while delivering the best outcomes for our customers and supporting each other to grow.

To make this possible, our roles are site-based with a hybrid working pattern, where colleagues are expected to attend the office at least 12 days per month (pro-rata for part-time roles).

When applying, please consider the travel distance, time and cost to your chosen office location(s).

We welcome applications on the understanding that, should you be offered this role, there may be no relocation package available. Santander will pay the employer mandatory government fees that are required to pay in connection with visa sponsorship. You may be liable for your own personal employee immigration and relocation costs.( Only applicable for roles that are eligible for sponsorship)

IMPORTANT INFORMATION FOR INTERNAL APPLICANTS:

PERMANENT ROLES:

• If you are currently employed by Santander UK plc on TSB Legacy terms or by TSB and choose to apply for this Santander vacancy, please be aware that, if successful, you will move onto full Santander terms and conditions of employment and will no longer be part of the TSB Legacy population with effect from the start date of your new role.

WHAT TO DO NEXT

If this sounds like a role you are interested in, then please apply.

For further Guidance please visit Internal Mobility - Candidate Guidance.

If you want to know more about the opportunity:

Please contact: Hussain Agha - Hussain.Agha@santander.co.uk

The Santander Way

Santander is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.

This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Ready to make it happen?

It starts with you. It starts here.