Branch Manager

Luminate Bank® is more than a bank—we're Banking Brighter® by making financial success simple, accessible, and rewarding. Whether you're purchasing a home, growing your savings, or planning for long-term stability, we offer expert guidance and personalized solutions to illuminate your path. Our seamless digital banking, tailored lending options, and wealth-building strategies empower you to take control of your financial future. With competitive rates, clear insights, and a customer-first approach, we help you make informed decisions with confidence. No matter where you are in your journey, Luminate Bank® is here to support you every step of the way.

Position Overview:

The Mortgage Branch Manager is responsible for overseeing the daily operations, production, and growth of the branch. This role involves leading a team of loan officers and support staff, ensuring compliance with company policies and regulatory requirements, and driving sales performance to achieve branch goals. The Branch Manager serves as both a leader and a producer, maintaining personal loan production while fostering a high-performance, customer-focused branch culture.

Responsibilities and Duties:

Leadership & Management

• Recruit, train, and mentor loan officers and branch staff.
• Set performance goals, provide coaching, and conduct regular performance reviews.
• Foster a positive, team-oriented environment that aligns with company values.

Sales & Business Development

• Generate personal mortgage loan production to contribute to branch goals.
• Develop and maintain relationships with real estate agents, builders, referral partners, and community organizations.
• Implement marketing and business development strategies to expand branch presence.

Operations & Compliance

• Oversee branch operations to ensure efficiency and adherence to company policies and procedures.
• Ensure compliance with federal, state, and local regulations, as well as investor and agency guidelines.
• Monitor loan pipelines, processing timelines, and closing accuracy.

Financial Management

• Manage branch P&L, budgets, and expense controls.
• Track and analyze production metrics to identify growth opportunities.
• Ensure profitability and long-term sustainability of the branch.

Qualifications and Skills:

• Minimum of 5+ years of mortgage industry experience, with at least 2 years in a leadership or management role.
• Proven track record of personal loan production and meeting/exceeding sales targets.
• Strong knowledge of mortgage lending regulations, products, and processes.
• Excellent leadership, communication, and interpersonal skills.
• Ability to recruit, build, and retain a high-performing team.
• Proficient in loan origination systems (LOS) and Microsoft Office Suite.

Benefits:

• Competitive compensation reliant on ability and experience
• Excellent benefits package including health, pre tax HSA, FSA accounts and dental & vision
• Life and AD&D Insurance, as well as additional voluntary benefit possibilities
• 401K with robust company match
• Flexible PTO program
• Earned Sick & Safe Time (ESST)
• The opportunity to work for the Midwest’s fastest growing lender

We are an equal opportunity employer and value diversity in our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.