Crypto Lending Specialist

Company Description Green Umbrella HR specializes in human capital optimization solutions for growing, entrepreneurial organizations. The company focuses on elevating people operations, strengthening staff capabilities, and building resilient leadership teams. By partnering closely with clients, Green Umbrella HR helps design and implement scalable HR strategies that support business growth. Applicants joining roles sourced by Green Umbrella HR can expect a professional, people-centered environment with an emphasis on development and performance. The organization values collaboration, continuous improvement, and practical, results-driven HR solutions.

Role Description The Crypto Lending Specialist is a full-time, remote role responsible for managing and supporting digital asset lending activities. In this position, the specialist will review and assess crypto loan applications, perform basic underwriting analysis, and ensure adherence to internal lending policies and risk guidelines. Day-to-day tasks include communicating with customers and internal teams, explaining lending products and terms, resolving inquiries, and guiding customers through the lending process. The specialist will monitor active loan portfolios, track payments and collateral levels, and escalate issues when necessary. This role also involves collaborating with finance colleagues to improve lending processes, maintain accurate records, and support reporting and compliance efforts in the crypto lending environment.

Responsibilities

• Originate and structure crypto-backed loans for institutional, corporate, and high-net-worth clients
• Assess borrower profiles, creditworthiness, and collateral quality (BTC, ETH, stablecoins, and other assets)
• Set loan terms: LTV ratios, interest rates, maturity, margin call, and liquidation thresholds
• Monitor collateral values, margin levels, and loan health in real time
• Manage margin calls, top-ups, and liquidations in line with internal policy
• Work with risk and compliance teams on credit limits, KYC/KYB, AML, and counterparty checks
• Coordinate with treasury to ensure liquidity for lending and funding
• Manage relationships with borrowers, lenders, and institutional partners
• Prepare loan agreements together with the legal team
• Track portfolio performance: loan book size, interest income, default rate, and utilization
• Analyze market conditions, volatility, and liquidity to adjust lending parameters
• Prepare regular reports on credit exposure and portfolio health for management

Requirements

• 2-3+ years of experience in lending, credit analysis, trading, or financial services (crypto, fintech, or banking preferred)
• Good understanding of crypto markets, stablecoins, collateral, and margin mechanics
• Knowledge of credit risk, LTV, liquidation, and counterparty risk concepts
• Strong analytical skills and proficiency in Excel or Google Sheets
• Familiarity with KYC/KYB and AML requirements for lending clients
• Strong communication and negotiation skills
• Ability to make decisions under pressure in a volatile market
• Excellent written and spoken English